Fraternity-Testvériség, 1963 (40. évfolyam, 1-12. szám)
1963-03-01 / 3. szám
12 FRATERNITY Question: I retired and started getting $80 a month social security. Now I’ve gone back to work. I understand that my earnings will cause me to lose some of my social security payments. Just how does this work? Answer: You will lose some of your benefits now that you’ve gone back to work. Just how many checks will be withheld will be determined by your earnings. Eut the law works like this: First $1,200 — you lose nothing. $1,201—$1,700 — you lose $1 benefits for each $2 earned (up to $250 in benefits). $1,701 and on — you lose $1 benefits for each $1 earned. Since you are due a benefit of $80 a month, you can earn $2400 before all benefits must be withheld. Question: Can you tell me if I am eligible for social security benefits? I am a widow, age 63. 1 don’t know how much my husband paid in, but I do know he worked for 10 years under social security. I lost all my papers in a fire. He died in 1948. Answer: You probably are eligible for benefits. You should contact the Social Security office right away. Take the following information with you: (1) a death statement, (2) the marriage certificate, (3) some proof of your age, (4) your husband’s social security number. You can get the number from one of his employers. If this is not possible, then be ready to give your husband’s full name at birth, his parents’ name, his place of birth and his date of birth. Question: I have been working for the past twenty months at housekeeping and caring for three small girls. My employer has not asked me for my social security card. He hasn’t taken out any social security taxes. I receive $50.00 a month for my work. What must I do? Answer: You should talk with your employer and ask him if he is reporting your earnings to the Social Security Administration. If he says “yes”, then you should ask the nearest Social Security office for the post card form “Request for Statement of Earnings”, which you should complete and mail in as directed. When you receive this statement, you will know if he is reporting your earnings. If no earnings have been reported, then you should contact the Social Security office right away. If he says he is not reporting your earnings, then advise him that he should, show him your social security card so that he can get your name and address from it, and ask him to write the Social Security office for booklet OASI-21. This booklet explains his obligations as a domestic employer. Question: My birth date is October 23, 1901. Suppose I retire at 62 and start my social security checks. I understand I’ll get less than I would if I waited until I was 65. If I receive all of my checks, will my check be increased to the full amount when I do get to be 65? Answer: No. You will continue to receive the reduced amount at 65 and thereafter. However, if you work and have earnings while you are getting your checks, you should contact the Social Security office to determine whether these earnings can be used to give you a higher monthly amount.
