Fraternity-Testvériség, 1963 (40. évfolyam, 1-12. szám)
1963-03-01 / 3. szám
FRATERNITY 13 Question: My husband works under Civil Service and I work under Social Security. We have a retarded child who will never be able to earn her living. Would she receive any benefits in the event of my death? Answer: She would be eligible for monthly benefits on your account if you died currently insured; that is, if you worked under Social Security for a year and a half out of the three years ending with your date of death. If you were not currently insured at death, she would have to be receiving one-half of her support from you at the time of your death. Question: I will be 62 in January 1964 and plan to retire then. My salary has averaged $55.00 per week for the past eight years. How much will I collect at age 62, and when should I apply? Answer: Your benefit should be about $70.00 per month at age 62. You may apply for your benefit any time after October 1 of this year. Question: Is a person drawing disability allowed to work? If so, how much is he allowed to earn? Answer: There is no dollar limitation on earnings for a beneficiary drawing disability as there is for retierment due to age. All work must be reported. After 9 months of work, the came is reviewed to determine whether the person is still under a disability. Question: Can you tell me how I start filing a claim for disability? I have rheumatoid arthritis and have difficulty using my hands? Answer: Report to your nearest social security office with your social security card, information as to last employment, sources of medical records, etc. If you are unable to go in, telephone the office and they will help you over the phone. Question: My father died in May 1962. He had worked all his life as a handyman in North Carolina. When my mother filed for widow’s benefits she was told no one had reported him for social security. What can be done about this now? Answer: You can try to secure the names and addresses of the people he worked for, along with dates of employment and probable earnings. The office handling the claim can then check to see if the people he worked for will file reports of his earnings now so credit can still be given for the work. Question: I am 62 years old and plan to retire, taking reduced benefits. Next April when my wife will be 62, althoughu she has never worked, will she get half of whatever I draw? When I reach 65, will my benefits be raised to the full amount? Answer: First, your benefit would not be raised when you are 65. The reduction is a permanent one. Your wife’s benefit will be one-half of what you would draw. However, if she filed at age 62, her benefit will be reduced by 25%. Question: My husband died in 1957. I was told I can draw benefits at 62. If I wait until I am 63, would I get more? Answer: No, a widow’s benefit is not reduced if taken at age 62. Waiting a year would not increase the amount.
