Verhovayak Lapja, 1952 (35. évfolyam, 1-12. szám)
1952 / Verhovay Journal
PAGE 4 Verhov ay Verhov ay Journal Journal of the Verhovay Fraternal Insurance Ass’n. OFFICE OF PUBLICATION 791)7 West Jefferson Ave. Detroit 17, Mich. PUBLISHED MONTHLY BY THE Verhovay Fraternal Insurance Association Managing Editor: JOHN BENCZE Editor: JOHN SABO Editor’« Office: 436—412 FOURTH AVENUE PITTSBURGH 19, PA. Telephone: COurt 1-3454 or 1-3455 All articles and changes of address should be sent to the VERHOVAY FRATERNAL INSURANCE ASSOCIATION 436—442 FOURTH AVENUE PITTSBURGH 19, PA. SUBSCRIPTION RATES: United States and Canada ....................................... 31.00 a year Foreign Countries ..................................................... $1.50 a year Entered as Second Class Matter at the Post Office at Detroit, Michigan under the Act of March 3, 1879. VOTERS, IT’S YOUR DATE NOVEMBER 4th! Journal October 15, 1952. REMEMBER YOUR VERHOVAY LOANS IN NOVEMBER This year, on November 4th, the American citizens of voting age will be faced with, perhaps, the most momentous decision in their political lives, the election of the next President of the United States. Although our Presidential Elections come and go every four years, their results are the consequences that affect not only our national existence but our individual lives as well. From George Washington on down to the present Chief Executive every election for President of the United States has been most important to the well-being of our great land, as the Office of the President bestows on the leader the highest honors and burdens him with the gravest of responsibilities. The significance of the Presidency can not be exaggerated. It is hardly rash to state boldly that the Presidential campaign and subsequent election this year, 1'352, is the most important in the history of our great “government of the people, by the people, for the people . . . ” These are the gravest of times, and only grim determination and unflinching strength can combat their terrifying onslaughts. That is why the American voters MUST on November the fourtli turn out in full numbers at the polls to cast their ballots for the candidate they previously studied and found fitting to occupy the chair of the highest position in the land. They will vote for the man who TRULY shows by his past actions and experience, his clear conception of the present issues that have thrown the world into the cauldron of chaos and despair, and his evident talents and sincere promises—the way to give to the American people that faith and that hope necessary to sustain their spirits in a world today beset with fear and trembling with uncertainty for the future. Our next President must be, ABOVE ALL, an AMERICAN PATRIOT. A patriot is one who LOVES his country and is DEVOTED to its interests. Lack- of LOVE OF COUNTRY is as immobile as the absence of the motor of a self-propelled vehicle. PATRIOTISM, or LOVE OF COUNTRY, is the driving force and inspiration which is the genesis of all else. PATRIOTISM propels the actions of the President as it does the actions of all other elected public officials. Our next President must have CHARACTER and INTEGRITY. This means that he must be above any SERIOUS criticism or reproach and exhibit the mark of unselfishness and sacrifice, the simple difference between a mere politician and a statesman. Our next President must be a man of UNDERSTANDING and of DECISION. He must recognize and comprehend thoroughly the problems confronting and weighing down our own nation, and he must know that world-wide troubles affect our national well-being no matter how remote their character or location may be. The future Chief Executive must have the ability and couráge to make quick, • logical decisions. Therefore, he must surround himself with a cabinet and with advisers who possess in high degree the qualities he himself ought to have—PATRIOTISM, MORAL FIBER and KEEN INTELLECT. YOU, the voters of these great United States, will soon go to the polls on a very important errand. Select the candidate whom in your hearts you HONESTLY believe will do his level best for our wonderful country. Letf the salient virtues -of PATRIOTISM and CHARACTER, and the intellectual qualities of UNDERSTANDING and DECISION, be your only guides on that great day, NOVEMBER 4, 1952. If you choose the right candidate he will be the right President who will select the rig'ht official family to aid him in the gargantuan task which he himself can not fulfill unassisted. Your vote on November ,4th for the next President of the United States does not end there. It transcends that. Your vote will also be the vote for freedom, The balloting voice of our citizens will resound over the earth to give hope to all subjugated and oppressed peoples and lift up their hearts and minds toward the day of their liberation, those peoples who are now politically dead and virtually stateless. DO NOT toy with your, voting rights as free citizens of a free land by demonstrating indifference and being guilty of absenteeism on election day November 4th, or any other election day. If enough citizens practice indifference and absenteeism in their political duties, the day maycome when they need not worry about voting—there might not be any voting! A previous commitment, social or otherwise, or the feeble plea Loans are grand things. They come to our aid and tide us over in times of emergency, personal financial embarrassment or depression. They are called upon because of immediate necessity and on occasions of dire need. Verhovay loans are especially good and kind because of their interest leniency. While other loans more often than not carry greater interest rates than our own loans, Verhovay loans are only 4%. This is obviously a boon to our loan applying members. But unfortunately, and in spite of our low Verhovay rate of interest, very often our members take out loans on their certificates, be those loans of partial or full cash value, and Seemingly forget to repay them. As a consequence those loans, which were intended to serve good purpose, remain dormant for many years, sometimes the whole life of the certificates, and the result is ever increasing principal. Foresight is buried in favor of hindsight when a member conveniently forgets about his or her loan. After all the member well knows: that the loan with all its compound interest will some day be deducted from the value of the certificate whether death, certificate maturity or cash surrender lays final claim on it. Some members who have accepted Verhovay loans pay only the interest year after year, almost in religious fashion. While it is a good policy to make these loan interest payments, the member should try his best to reduce the principal as well. Any amount will be acepted by the branch manager and will be reported by him to the Home Office. Payment of the year’s interest and at least a partial payment on the principal will not only reduce your indebtedness but it will add also to the value of your membership certificate. Really one benefits both ways. Most members prefer to make payments of loan interest and loan principal no later than the end of November so that the payments may be reported on the November monthly report. Usually the month of December is so packed with additional household operating expenses of the Christmas Season that it is px-actically impossible to set aside enough money in December to make loan interest and principal payments. The month for payments of this type is the month of November, to be sure. All membei-s having loans on their membership cex*tificates are requested to please make payments thereon as soon as possible, at least prior to of had weather, on election day, is indeed no apology. If you do these things you are inviting the eventual end of “government of the people, by the people, for the people...” Evil men with treachery in their heai'ts are ever hovering above Lady Liberty, ready to swoop down on a politically indifferent people as the voi-acious vulture does when its sharp malicious eyes spot a helpless dying animal, to devour democracy the moment watchfulness is gone and the rigor mortis of political iri’esponsibility sets in. On November 4th you will vote for the next President of the United States and for the continuation of fi-eedom and democracy. Vote according to the dictates of your conscience—for the candidate of your choice and for the party you prefer. Vote as you please. BUT VOTE!! (the, end of November. Your branch manager, or the Home Office, will be more than glad to give you any information necessary pei'taining to your loan. The important thing is to make your payment as soon as you can—■ liquidation of your loan will provide a new loan reserve for your use should you again need it in the future, and it will also restore your membership certificate to its full face amount.-----------va-5 ----------Aged Member Dies John Bogoly was one of the old members to whom Verhovay extended the hand dT nxex-cy in his old age. At the age of 70 in 1940, feeling alone in this world and conscious of the advance of age, he asked the Verhovay Fraternal Insurance Association to place him in some institution for the aged where he could spend the rest of his years in secui-ity, comfort and the companionship of others of his yeai-s. Vei-hovay nobly responded to this earnest request of the forlorn and aging John Bogoly, and he was given residence at the Hungarian Baptist! Old People’s Home in Watervliet, Michigan, by arrangement with that charitable organization. Mr. Bogoly automatically became a Verhovay member when a Baptist group to which he belonged merged with our association. Old John Bogoly was 82 when he departed from life August 31, 1952. Fox-tunately for him his declining years were spent in peace and contentment because of the humane interests of the Verhovay Fraternal Insurance Association and the Hungarian Baptist Old People’s Honxe.------------------------------FORMER EMPLOYEE ENTERS REAL ESTATE AND INSURANCE BUSINESS Julius J. Lenart, for eight years an employee in the National Treasurer’s office, terminated his employment with the Verhovay Fraternal Insurance Association September 30, 1952 to devote full time to his new career, the real estate and insurance field. Prior to his decision to leave Mr. Lenart operated his business on a pax-t time basis evenings. Mr. Lexxart has his office in the Yester Building, Room 205, 404i/2 Fifth Avenue, McKeesport, Pa., and his hours are 9:00 A.M. to 6:00 P.M., Monday thi-u Saturday. The telephone is McKeesport 26666. Appointments at other hours may be made, or Mr. Lenart will make home calls by arrangement. • Buying or selling real estate, fire, house, furniture, auto liability and other insurance are available. Also Mr. Lenart is a notary public and is in a position to handle ti'anslations in all Eux’opean languages. A veteran member of Blanch 395, McKeesport, Pa., Julius J. Lenart comes of a family who have been McKeesport residents for the past fifty-two years and active in Hungarian affairs. We wish Mr. Lenart success in his new career. COMMUNITY CHEST
