William Penn Life, 2010 (45. évfolyam, 1-12. szám)
2010-09-01 / 9. szám
Moneywise with Doug Miller l957880l7 JWM M)0 ;"««■ oo Hg19578801B SíSlÍPo Inc/Bnur an even keel Developing a proper balance is critical to good financial health WHETHER IT IS MOM telling us to eat our vegetables, our doctor telling us to ensure that we are getting the right mix of exercise and diet or our financial advisor suggesting that we review and reallocate our investments—balance is a key to ensure our good health for years into the future. As this message applies to your financial health, the last two years have been a roller coaster for most everyone. Few of us had the insight to anticipate the fall in financial markets. We were accustomed to high single-digit and even double-digit increases in the markets. Many people got "overweight" in the stock market and with mutual funds. Many of us saw our investments lose as much as 50% or their value as we chased returns that were destined to flatten or decline. Thankfully, there has been a small recovery. But how long will that last? At the same time, many members of William Penn Association were moving a portion of their money into a WPA fixed annuity product, which earns interest at a competitive rate and provides the safety net of a guaranteed minimum rate. Those fortunate members saw that portion of their investments actually grow during that same period. Putting all of your money into one type of investment doesn't always make sense. But developing a balanced plan that includes different types of investments—stocks, mutual funds, bonds, variable and fixed annuities—provides a balanced approach to good financial health. We would like WPA to be your choice for your fixed annuity investment. William Penn Association has been providing insurance products to our members for 124 years. Our fixed annuity products have been a safe and secure investment for our members since 1976. We currently pay some of the most attractive rates among fraternals, banks and other institutions. And, we offer peace of mind: despite the volatile market conditions, you will earn a fair return. Balance also means ensuring you and your family have the proper insurance coverage given your age, marital status, financial obligations and family situation. Each person is unique, and making sure that you have the right type of insurance (term vs. whole life) and the neecessary amount of insurance is key to the financial health of your family. A WPA agent is trained to provide the guidance necessary to answer your questions and design a mix of insurance and annuity products to meet your needs today and in the future. So call your WPA agent or Barbi Tew at our Home Office toll-free at 1-800-848-7366, ext. 120, to discuss how we can provide balance in your financial life. □ 6 0 September 2010 0 William Penn Life
