William Penn Life, 2006 (41. évfolyam, 2-12. szám)
2006-05-01 / 5. szám
MoneywiSe with Mark Lantz News you can use ways to stop identity theft 1. Destroy private records and statements - Tear up or shred all documents which have private information, i.e., Social Security Number, account numbers from banks, credit cards and credit card solicitations, etc. 2. Secure your mail - Don't mail your payments from your own mail box, as they can be stolen. Mail them at the post office, mail box at the corner or other secure location. 3. Safeguard your Social Security Number -Never carry your card with you. Don't put it on your checks. Know who you are providing your number to and why. 4. Don’t leave a paper trail - Destroy all papers with your account numbers on them. 5. Never let your credit card out of your sight. 6. Know who you’re dealing with - If you think the request is legitimate, contact the company yourself and confirm what you were told before revealing any of your personal data. 7. Take your name off the marketers’ lists - Ask them to put you on their do not call list. Companies do maintain their own listing, also. 8. Be more defensive with personal information- Ask if your social security number, driver's license number and /or date of birth are absolutely necessary. This information is required for the application of credit. Many thieves use the telephone to collect this data. 9. Monitor your credit report - Obtain a free annual copy at Annualcreditreport.com or call 877-322-8228. Look for suspicious activity. 10. Review your credit card statements carefully Close unused or unnecessary credit cards. If your identity is stolen, call the three credit bureaus and tell them that you are a victim of identity theft: Equifax - 1-800-525-6285 and write to: P. O. Box 740241, Atlanta, GA 30374-0241 Experian - 1-888-397-3742 and write to: P.O. Box 9532, Allen, TX 75013 TransUnion - 1-800-680-7289 and write to: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634 Use good common sense and judgment when dealing with your identity information. National Do Not Call Registry - The federal government created the national registry to make it easier and more efficient to stop the telemarketing calls. You can register online at www.donotcall.gov or call toll-free 1-888-382- 1222. This will stop most calls, but the rules do not apply to non-profits and political telemarketing programs. DID YOU KNOW ... Your monthly premiums can be automatically withdrawn from your bank account? It saves you time and money. No monthly checks to write and mail. Save 39 cents postage. Never miss a payment. It’s easy to enroll! Just call our Home Office for enrollment forms. Call us today at 1-800-848-7366. WANTED NEW JERSEY STATE LIEF. INSURANCE AGENTS If you would be interested in serving the financial needs of our members and potential members in the State of New Jersey, please call Mark Lantz, Sales Director, at 1-800-848-7366, ext. 134. 4 William Penn life, May 2006
