William Penn Life, 2004 (39. évfolyam, 1-12. szám)

2004-12-01 / 12. szám

MoneywiSe

with Mark Lantz

Who will pay the bills for your loved ones?

Take a few minutes to calculate your current income and expenses. Will the future income from wages and/or investments keep pace with inflation or the household needs?

Income: Amount

Work - spouse works full-time or part-time.......................................................... $___________

Savings, Retirement.............................................................................................. $___________

Life Insurance proceeds........................................................................................ $___________

Other.................................................................................................................... $___________

Total Income.................................................................................................................. $

Monthly Bills:

Mortgage / Rent................................................................................................... $

Food..................................................................................................................... $

Automobile: Payments, gas, maint., repairs, tires, etc........................................... $

Insurance: Home, Auto, Life, Medical (co-pays, deductibles).............................. $

Education - Current and College - Children / Spouse's job training..................... $

Childcare/Daycare.............................................................................................. $

Utilities: Gas, electric, water/sewage, telephone, cell, garbage, TV..................... $

Clothing and Personal items: Adult and child (ren)............................................ $

Household: Major appliances, repairs, maint., plumbing, painting, etc................ $

Taxes: Real estate and personal............................................................................ $

Gifts: Birthdays, Christmas, Easter, Mother's Day, Father's Day, etc.................... $

Entertainment: Movies, DVD, dinner, children, etc............................................... $

Vacation (s).......................................................................................................... $

Other / Miscellaneous.......................................................................................... $

Total Monthly Bills........................................................................................................ $

Monthly Excess or Shortage......................................................................................... $

The right Life Insurance Plan will help your loved ones continue the life style you want for them. Some insurance agents identify that you may need up to seven times your annual income.

Call your local agent or the Home Office for an insurance review.

We are here for you and your family today and tomorrow.

Thank you, Mark Lantz, Sales Director. 1-800-848-7366 ext. 134

Correction

In our November article, the monthly premiums listed in the example for female policyholders were incorrect. Here are the correct monthly premiums.

FEMALE

Age

Death Benefit

Monthly Premium

25$50,000

$31.01

35$50,000

$42.12

45$50,000

$60.71

55$50,000

$64.80

55$50,000

$82.80

65$50,000

$156.74

Ordinary Life Ordinary Life Ordinary Life

Almost Guaranteed Ordinary Life Almost Guaranteed Paid-Up at Age 65 Ordinary Life

4

Willi» Pm Lite, December 2004