Verhovayak Lapja, 1949 (32. évfolyam, 1-12. szám)
1949 / Verhovay Journal
Verhovay “THOUGHT FOR THE DAY” It has been said that eighty-five out of every one hundred men in America leave no income producing estate at death. It is further said' that ninety per cent of all widows lack the common comforts of life and that thirty-five per cent are left in absolute want. Statics may be uninteresting and cold facts may be distasteful. When, however, we consider the men as the heads of families, desirous of cherishing and fostering the best interests of those near and dear to them, it is believed that these facts should serve as an incentive toward making greater provision for the future than has been done in the past. We believe men do not deliberately show a disregard for the future welfare of their families. They are simply careless about it. They put off, for trivial reasons, from day to day, their proposed plans for provision for loved ones, with the result that the time comes sooner than they expect when, for various causes, they are unable to look after these important matters. „ No longer is it necessary to argue the benefits of insurance protection. More people do not have it merely because of caxelessness. Think of these things, you who do not get the time to go over plans for the future, you who are always putting off talking to the insurance agent, with “I’ll call you when I’m ready.” Did you ever stop to think that when you are ready to call, you may not have the strength to pick up the receiver? — North American Union News. A ROY “A BOY is a person who is going to carry on what you have started. He is going to sit where you are sitting and, when you are gone, attend to those things which you think are so important. “You can adopt all the policies you please, but how long they will be carried out depends on him. “All your work is for him, and will be judged, praised, or condemned by him. “Your reputation and your future are in his hand. “He will ta’ke over your schools and your universities, your churches and your prisons, your charities and your corporations. “He will assume control of your cities, states, and nations. “Even if you make leagues and treaties? he is the one who will enforce them. “The fate of nations and humanity is in his hands. “So it m'ght be well to pay some attention to him . . . the boy.” —Anon. African hunter: “While wandering around a native village I spotted a leopard.” Sweet girl: “Don’t vbe silly. They glow that way.” “I’ve bad a worrying time with the insurance people. They ask such awkward questions. They even wanted to know the state of my mind.” “How absurd! I suppose you left that blank.” How much time he gains who seeks not fault in others, but searches forwhat ha might cure in himself. — Marcus Aurelius. There’s just as much horse sense as ever, but some days it seems like the horses have it all. Journal September 21, 1949 DISCOUNT ALLOWED ON DUES ONLY IF PAID IN ADVANCE — Official announcement to the general membership in regards to the advantages of advance payments and the rules governing discount allowances. — The attention of the membership of the Association is called to the savings that may be realized by the payment of dues 3, 6, and 12 months in advance. Taking for example a membership certificate requiring the payment of $3.00 per month to the Home Office, the quarterly advance payment is $8.92, or 8 cents less than the straight rate lor three months, the semi-annual payment is $17.67, or 33 cents less than the straight rate for six months, and the annual payment is $33.98, or $2.02 less than the straight rate for 12 months. Many of our fellow-members avail themselves of this advantage, but in numerous instances members demand the discount even though part of their payment covers months with which they are in arrears. A member in arrears with one, two or three months, when making a payment of 6, 9, or 12 months, is not eligible to a discount on the part of his payment covering months with which he is in arrears. In such instances the member is allowed a discount only on that part of the remittance that represents a true advance payment. For instance: a member, three months in arrears, makes a payment of 12 months to the manager. His account is settled as followws: the dues for the three months in arrears will be charged at the straight rate. For the following three months he is charged the quarterly rate and for the remaining six months he is charged the semi-annual rate. A member with two months in arrears, paying six months’ dues, will be charged three months at the straight rate and three months at the quarterly rate. A member with one month in arrears, paying 12 months dues, will be charged three months at the straight monthly rate, three months at the quarterly rate and six months at the semiannual rate. Full discount is allowable only on payments that are made in advance in their entirety. The account of the manager of a member in arrears with one, two, or three months, accepting a lump-sum payment at the full discount rate, will be charged with the difference and he is required to collect same from the member. On the other hand, the account of a manager accepting true advance payments at the straight rate, will be credited with the amount overcharged and he is required to refund the member the difference. Therefore, we request our fellow-members not to demand of their manager the full discount allowance if part of their payment applies to months with which they are in arrears. No exceptions can be made under any circumstances from the rule that discounts are allowed only on that part of a payment which represents a true advance payment for 3, 6 or 12 months. Unlike all commercial insurance companies and quite a number of fraternal societies allowing only a 30 day grace period, the Verhovay is making an important concession to the economic needs of its members by maintaining a 90 day grace period. This concession, however, cannot be interpreted as meaning that a member is not in arrears if he has made no payments for a month or two. The by-laws of the Association provide that “All dues are payable on the first of the month in advance and shall be paid .into the hands of the Branch Manager at the latest on or before the 20th day of the same month.” This provision appears, also, on every membership certificate. Every member has the right to avail himself of the 90 day Grace period privilege, if necessary, but payments made on the months already elapsed within the grace period, are considered overdue and cannot be treated as advance payments. THE HOME OFFICE. Eight “Bo Mores”... —John Harsén Hhoades— 1.) Do more than exist .. . live. 2.) Do more than touch .. . feel. 3.) Do more than look . . .observe. 4.) Do more than read . . .absorb. 5.) Do more than hear . .. listen. 6.) Do more than listen . . stand. . under7.) Do more than think . . .ponder. 8.) Do more than talk . something. . . say — Amicable Life Lines. | BULL’S-EYE It was lunch hour at the plant, and Pat’s two buddies decided to play a little joke on him during his absence. They drew the features of a donkey upon the back of his coat. In due time Pat returned and presently hove in sight bearing the decorated coat. “What’s the trouble Pat?” asked one casually. “Nothing much,” replied Pat, e'quaily indifferent, “only I’d like to know which one of yez wiped your face on me coat.” Guess Who Said These Things... “You cannot bring about prosperity by discouraging thrift.” “You cannot strengthen the weak fcy weakening the strong.” “You cannot help the wage earner by pulling down the wage payer.” “You cannot further the brotherhood of man by encouraging class hatred.” “You cannot help the poor by destroying the rich.’ ’ “You cannot establish sound security on borrowed money.” “You Cannot keep out of trouble by spending more than you earn.” “You cannot build character and courage by taking away man’s initiative and independence.” “You cannot help men permanently by doing for them what they could and should do for themselves.” MAYBE YOU think those statements were made by the President of . the National Association of Manufacturers or the President of the United States Chamber of Commerce. Well, they weren’t. Every one is a quotation from Abraham Lincoln. — Joseph Garretson in Cincinnati Enquirer. —
