Fraternity-Testvériség, 1964 (42. évfolyam, 1-12. szám)

1964-11-01 / 11. szám

FRATERNITY

7

many. They will qualify to receive payments abroad under the provision that they have 40 quarters of coverage or have lived in the U. S. for 10 years.

Question: I become 62 on November 13, 1964. I have worked 13 years under Social Security. Can you tell me how much I can get?

My husband, age 73, is dependent on me. How much can he get from my Social Security?

Answer: Social Security benefits may be paid to you and your husband, if he is more than 50% dependent on you. The amount of the benefit is determined by your monthly average wage. For an estimate, contact your local Social Security office.

Question: I was born in Lancaster, S. C., in 1902. My birthday was February 15 and I am now age 62. At the time I was born there

were no birth certificates issued in Lancaster. How can I receive a wife’s benefit without my birth certificate?

Answer: A birth certificate is not absolutely necessary to prove age. Other documents may be used. These may include a baptismal certificate, census record, school record, age given on marriage license, voting record and insurance policy, just to name a few. Contact your local Social Security office for further information.

Question: I worked 12 years and paid Social Security. My husband died January 1963. I was told I could not draw Social Security until age 62. I am now 60 years of age. When I become 62, can I draw

any of my husband’s Social Security?

Answer: When you reach age 62, you may draw either on your own record or 82V2% of your husband’s amount, monthly. You will be paid the larger of the two benefits. We presume you have already

received the lump sum death payment.

Question: I was born in December 1904 and have worked under Social Security since 1937. I plan to retire in February. Do I have enough quarters and what percentage would I receive?

Answer: You have enough quarters. The amount is determined by your wages. Contact your local Social Security office for an estimate.

Question: I am now 59 years old and have worked under Social Security ever since it started. I plan to retire at age 62. I am unemployed at the present time and having trouble finding work. How much more time would I have to put in to be eligible for Social Security or do I already have enough quarters?

Answer: Anyone who has 10 years or 40 quarters of coverage is insured for life for all benefits.

Question: I was born in November 1901 and have worked from July 2, 1959 until November 15, 1961. That would be 9 full quarters. How many more quarters will I need to get Social Security? If I take it at a reduced rate at age 63, will I have to continue at the reduced rate?

Answer: You have a possible 9 quarters. You need 12 quarters. If you accept reduced benefits, they will remain reduced even after you reach age 65.