Fraternity-Testvériség, 1956 (34. évfolyam, 1-12. szám)
1956-07-01 / 7. szám
FRATERNITY 1) INSURANCE COUNSELLING By László L. Eszenyi Insurance counselling is really not a new column in our official paper. Last year, we published a series of articles in Hungarian about our insurance plans with an emphasis on our new forms. Here and now, we merely satisfy the request of our English speaking members by writing this information in plain American. One hardly can overlook the warning written in big red capitals at the bottom of every certificate of the Federation: “Read your certificate carefully . . . .” In spite of this fact we have the strange but highly justifiable feeling that only a fraction of our dear members comply with this instruction, for if the majority of them would carefully read the legal technical language of some provisions included, a much higher percentage would follow the second part of the warning, which says: “In case of any doubt, write the Federation for further information.” Please do not feel insulted by the forégoing statement; we do not want to be derogatory or ironical. Anyway, if you read this column further, you are on the best way to making up for what you have missed by omitting to read your certificate. Our primary goal is, namely, explanation of those sometime confusion provisions. By giving the highlights of our insurance contracts in simple language, we intend to inform our membership about the rights they are entitled to and the obligations they undertake thereby, without imposing undue burdens upon them. Another aim we want to reach with the publication of these articles is rather of a counselling character. We are perfectly aware of the fact that to select proper insurance protection is one of the most individual affairs. Of two men with the same income, one will drive a Chevrolet and the other a Cadillac. It depends upon what one wants. Nothing is further from our thought than to start here with a generalized insurance counselling service. We want to point out, however, certain basic rules which might be observed by everyone seeking real security instead of later disappointments or even disaster. INSURANCE FALLACIES Before making our readers acquainted with our plans in detail, we find it proper to mention several insurance fallacies that should be avoided. The first and oldest among them which questions the necessity of life insurance became generally old-fashioned. We met this concept here and there while calling upon our new American brothers who brought their aversion based on unfavorable past experiences from abroad. The overwhelming majority of the newcomers, however, joined our or other Hungarian fraternals giving the most eloquent proof thereby that the new life convinced them that a sound and honest life insurance is among their primary needs and fraternal organizations are offering advantages which ‘ cannot be measured by means of money.
