William Penn Life, 2012 (47. évfolyam, 1-12. szám)

2012-03-01 / 3. szám

Moneywise with Jeff DeSantes

Protection for all ages

Special insurance plans for the young and young-at-heart

WE CONTINUE WITH OUR REVIEW of WPA's permanent and term life insurance contracts with a look at two special plans: our Ordinary Life Senior Special for those ages 56 to 90, and our Juvenile Term to Age 25 plan for children ages 0 to 21. No matter what your age, we can help you plan for your financial security.

ORDINARY LIFE SENIOR SPECIAL

This plan is specifically designed for seniors, offering an affordable way to protect your finances and offset the cost of final expenses.

The issue ages for the Ordinary Life Senior Special are 56 to 90. There is no certificate fee.

Benefits are offered per annual premium units of either $200 or $400 using five-year age groups. You can suit this plan to your financial needs by selecting the schedule of premium payments most beneficial for you, either annual, semi-annual, quarterly or monthly.

Issue

Age

Face Amount for $200 Annual Premium

Face Amount for $400 Annual Premium

Male

Female

Male

Female

56-60

$6,000

$8,000

$12,000

$16,000

61-65

$4,900

$6,800

$9,800

$13,600

66-70

$4,100

$5,600

$8,200

$11,200

71-75

$3,300

$4,700

$6,600

$9,400

76-80

$2,500

$3,800

$5,000

$7,600

81-85

$1,700

$2,900

$3,400

$5,800

86-90

$1,200

$2,000

$2,400

$4,000

JUVENILE TERM TO AGE 25

Buy $10,000 of insurance for your child and we'll double the coverage to $20,000 to age 25 at no extra cost to you.

Our Single Premium Juvenile Term to Age 25 plan offers this coverage for a one-time, discounted premium payment.

Our Yearly Renewable Term to Age 25 plan offers this special coverage for $25 a year.

Either plan offers your child a solid start toward financial security.

Either plan provides $20,000 of term life insurance which can be converted to $20,000 of permanent life insurance when your child reaches age 25, without medical questions asked. When converted to a permanent plan, the certificate can take on regular cash and loan values.

Children ages 0 to 21 are eligible for either plan, subject to evidence of insurability, and the coverage continues to age 25.

At age 25, your child can use the conversion credit earned with either plan to purchase a permanent life insurance plan.

If you do not have a WPA agent, please call the Home Office at I -800-848-7366, ext. 120, and we can assist you in finding an agent who will serve you and your family by offering:

• A Review of Your Needs • Life Insurance Protection • Taxed-Deferred Annuities •

• Juvenile Insurance Plans • Special Fraternal Benefits •

4 ° March 2012 ° William Penn Life