William Penn Life, 2012 (47. évfolyam, 1-12. szám)

2012-12-01 / 12. szám

Moneywise with Jeff DeSantes Security comes first WHILE SOME INDIVIDUALS look to short-change themselves on the important basics of life and con­tinue to reward themselves with discretionary pur­chases, the majority of people clearly recognize the valuable tools that help them to protect their lifestyle and their families. Life insurance is one of those tools that serves as a lifeline in these serious economic times. Protecting one's family, even as we get older, is still very important. You may have sometimes heard people say that older people don't need life insur­ance. Well, in fact, they need life insurance as much if not more than anyone else. It is a myth to think that you don't need insurance because the mortgage is paid, the children are out of the house and you are living pretty comfortably. The reality is that life in­surance is one of the most important financial instru­ments available to people, regardless of age. Here are a few good reasons why you should keep your existing coverage and condsider adding addi­tional life insurance: • Legacy planning, to leave your heirs with some tax-free money • For payment of funeral and other final expenses • To provide supplement income at retirement by using the policy's cash value • To protect your insurability should your health falter • To replace your group life insurance, which will change at some point • For maintaining support of adult children and/ or special-needs children. Sad to say, the reason more people don't have life insurance is not because they don't want more, it's because they don't want to pay for more insurance. Fortunately, William Penn Association offers many competitive, low-cost insurance plans. Think about it and make it a priority to evaluate your current life insurance needs. WPA has outstanding whole life insurance plans. If you do not have a WPA agent, please call our Home Office at 1-800-848-7366, ext. 120. We can as­sist you in finding an agent who will serve you and your family by offering: a review of your needs, life insurance protection, tax-deferred annuities, juvenile insurance plans and special fraternal benefits. □ 2012 Branch Family Christmas Parties Branch City/State Date Time Location 0014.... .. Cleveland,OH............... ..Dec. 8... ... 1:00.,. .First Hungarian Reformed Church, 14530 Alexander Road, Walton Hills 0015.... .. Chicago, IL..................... .. Dec. 16. ... 11:30. . St. Stephen King of Hungary Church, 201 5 W. Augusta Blvd., Chicago 0019.... .. New Brunswick, NJ.. .. Dec. 9... ... 11:45. . Bayard St. Presbyterian Ch., 22-A N.Joyce Kilmer Ave., New Brunswick 0027.... .. Toledo, OH..................... .. Dec. 8... ... 12:00. .Timbers Bowling Lanes, 1246 Conant St., Maumee 0132.... .. South Bend, IN........... ..Dec. 9... ... 3:00... .Barnaby's Restaurant, 713 E. Jefferson Blvd., South Bend 0189.... .. Alliance, OH.................. . Dec. 9... ... 1:00... .William Penn Club, 1361 S. Webb, Alliance 0249.... .. Dayton, OH................... . Dec. 9.. ... 1:00... . St. Stephen Catholic Church Hall, 1114 Troy St., Dayton 0296.... .. Springdale, PA............. .. Dec. 9.. ... 12:00. .Springdale VFW, 1151 Pittsburgh St., Springdale 0336.... .. Harrisburg, PA............. . Dec. 9.. ... 1:00... .Penbrook Borough Building, 150 S. 28th Street, Harrisburg 0590.... .. Cape Coral, FL............. .. Dec. 8.. ... 1:00... .Golden Corral Restaurant, 1451 Tamiami Trail, Punta Gorda 0800.... .. Altoona, PA.................. .. Dec. 9.. ... 6:00... .Bavarian Aid Society Hall, 112 S. 13th St., Altoona 8014.... .. Clarion, PA..................... .. Dec. 4.. ... 6:00... .Immaculate Conception School Cafeteria, 720 Liberty St., Clarion 4 0 December 2012 0 William Penn Life

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