William Penn Life, 2008 (43. évfolyam, 1-12. szám)

2008-11-01 / 11. szám

Moneywi$e

with Mark Lantz

Affordable Permament

20 Pay Whole Life Insurance

When I'm asked to explain the difference between term and permanent life insurance, I respond with a question: Do you rent or own your own home?

Permanent life insurance is similar to home ownership. You own it for the long haul. It increases in value and has cash values.

Term life insurance, on the other hand, is inexpensive for a period of time, 10 to 30 years, then it goes through the roof.

Many of our permanent life sales come from individuals over 55. They wished that they had purchased more permanent life insurance when they were younger and healthier, for a number of reasons, chiefly:

• The premiums are lower at younger ages.

• The plans could be paid up over 20 years.

Regardless of your age, there are a number of good reasons to purchase a 20 year paid up plan for you and your family members.

20 PAY WHOLE LIFE FEMALE, NON-SMOKER STANDARD MONTHLY PREMIUMS

20 PAY WHOLE LIFE MALE, NON-SMOKER STANDARD MONTHLY PREMIUMS

AGE$10,000

$25,000

$50,000

$100,000

AGE

$10,000

$25,000

$50,000

$100,000

0$7.26

$1 1.41

$22.82

$41.13

0$7.86

$12.89

$25.79

$47.07

20$10.84

$20.34

$40.68

$76.86

20$12.02

$23.31

$46.62

$88.74

40$17.89

$37.98

$75.96

$147.42

40$19.91

$43.02

$86.04

$167.58

60$31.30

$71.51

$143.01

$281.52

60$36.81

$85.28

$170.55

$336.60

80$51.14

$121.10

$242.19

$479.88

80$83.10

$200.99

$401.99

$799.47

Call your local WPA representative today to learn more.

Or. call Mark Lantz, Sales Director, toll-free at 1-800-848-7366, ext. 134.

We're here to help you and your family today and tomorrow.

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William Penn Life, November 2008