William Penn Life, 2007 (42. évfolyam, 1-12. szám)
2007-11-01 / 11. szám
THAT’S A QUESTION YOU MAY not have asked yourself very often, if ever. But, it’s one you should ask yourself at least once a year. We can’t stress enough the importance of regularly checking the beneficiaries listed on your life insurance certificates. It is the only way to ensure that the people you want to receive the benefits of your life insurance are the ones who will receive it Think about the changes that have occurred in your life since you purchased your life insurance. Getting married, having children, losing a loved one, getting divorced, getting remarried-all these life changes affect your responsibilities. Do the beneficiaries currently listed on your life insurance certificates reflect such changes? If you think you need to update the beneficiaries listed on your certificates—either primary or secondary beneficiaries-contact your WPA representative. Or, call our Home Office toll-free at 1-800-848-7366. Moneywi$e with Mark Lantz T raditional life insurance for young adults Reasons for young adults to purchase a traditional life insurance plan: Individual Ownership. Ownership is everything. Regardless of how many times you change jobs in your lifetime, regardless of changes in your health or financial strength, you own the life insurance and direct the beneficiary and portability of the coverage. Employer Term Life Insurance is an expensive form of term life insurance if you are younger and healthy. It is usually less expensive to purchase your own term life insurance, if you are in good health. It is also portable regardless of changes in your employers. Permanent coverage means coverage for your family throughout your senior years. You control the beneficiary and, as owner, you may change it at any time. Tradition rules. Think of permanent life insurance as a base to build upon for your financial planning. After you have a permanent base, you can feel comfortable venturing into new areas. Specials. The WPA offers you, your family and friends the opportunity to obtain life insurance coverage for those who thought it might be difficult to buy. Call me or your local agent to discuss contacting your family's young adults to begin their own permanent life insurance planning. Call your local WPA representative or our Home Office to learn more. We offer many affordable plans for men and women (and boys and girls) of all ages, from 0 to 85. We enjoy serving our members and their family and friends. AND DON'T FORGET... ...The WPA is currently paying 5.25% on our 9-Year Surrender Charge Annuities...a great way to cover your own future. Call for details. Mark Lantz, Sales Director 1-800-848-7366, Ext. 134 4 William Penn Life, November 2007
