Verhovayak Lapja, 1955 (38. évfolyam, 1-12. szám)
1955 / Verhovay Journal
November 16, 1955. Verhovay Minutes of the XXIII Regular Convention of the Verhovay Fraternal Insurance Association (Continued from page 1) Stephen Illés 12-B Julius J. Lenart 12-C Charles Kuhn 12-D John Grega 13 Daniel Matto 13 Alexander Debreczenv, Sr. 13 Louis David 14 Joseph Gyuran 14 Moses Domokos 15 George Pogány, Jr 16 Valentine Konyha, Jr. 16 Louis Katona 16 John Bokor 17 Stephen Houser 17 Frank J. Molnár, Sr. 17 John Kostyo 17-B Stephen Matasy 17-C Michael Simo 17-D John Feedler 17-E Joseph Hegedűs 18 James Kovács 18 Joseph Semetko 18 Joseph Szalay 18 Edward Torda 19 Mrs. Coloman Kolozsvary 19 James Készéi 19-B Joseph Drotos 19-B Anthony Knefely 20 Bela Takacs 20 George Jávor 21 George Tokár, Jr. 22 Stephen Botos 23 John P. Kelemen 23-B Joseph Heck 24 John Denes 24 Stephen Danko 24 Andrew Konkoly 24 Joseph Gross 24 Joseph Boldizsár 25 Mrs. Mary Gyiraszira 25 Miss Elvira László 25-B Stephen Orris 25-B Mrs. Adam Sajtos 25-B Adam Schauer 25-C John Mokri, Jr. 25-D Julius Danch 26 Stephen Nyers, Sr. 26-B Michael Pécsi 26-B Joseph Horvath 26-B Victor Benczúr 26-B John Pécsi 26-B Nicholas Palla 26-C Joseph Churilla 26-C John Matanyi 27 Stephen Szekely 27 Frank Balogh, Sr. 27-B Joseph Hodits 27-B James Radi 27-B Julius Wank 28 Moses Csömör 29 Mrs. John Pocsik 29 Stephen Haluska, Jr. 30 Andrew Szladics 30 4. National President Bencze calls upon the Convention to nominate and elect its Chairman. Michael Simo, Joseph Hegedűs and Edward Torda serve as the Committee of Elections for the collection and counting of the ballots. 5. The election is held with the following results: Frank Radvany, 61 votes: John Bencze, 58 votes. Thereupon Frank Radvany becomes Chairman of the 23d Convention of the Verhovay Fraternal Insurance Association. 6. Frank Radvany assumes the chairmanship and briefly expresses his thanks to the Convention for the confidence placed in him. 7. Chairman Radvany now calls for the election of the two Vice-Chairmen, the results of which are as follows: Joseph Miller, Jr. 92 votes; John Kostyo, 71' votes; Michael Simo, 52 votes. Accordingly, Joseph Miller, Jr. and John Kostyo become the Vice-Chairmen. 8. The Convention Secretary results of that election are: Julius J. Lenart, 86 votes; Anthony Knefely, 33 votes. Therefore, Julius J. Lenart becomes the Convention Secretary. 9. Decision concerning the daily schedule is reached, as follows: Morning sessions to last from 9 to 1, afternoon sessions from 2 to 5, with the cjiception of Wednesday when the meeting is to adjourn at 4:30. 10. After brief debate and discussion the following rule is established: Each delegate will have a time limit of three minutes for speeches; each delegate will be limited to two speeches concerning any one matter. Therefore, on each matter his maximum time limit will be six minutes. A delegate may not turn over his time to another. This rule will not be used, however, in the discussion of the Merger. 11. The Chairman declares a five minute recess.- 12. Following the recess, the Chairman calls to the attention of the delegates the observance of the following rules of the bylaws: 13. All matters not already on the agenda must be reported in writing to the Chairman within two days. These matters will not be discussed until the last day. Two-thirds of the delegates must be present to constitute a quorum. Matters which are not on the agenda may be presented to the Chairman for consideration prior to the regular order of business. However, such matters can be acted upon only without debate. The above rules are unanimously acknowledged by the Convention. 14. The National Secretary announces the presence of Emery Florian, Convention Stenographer, which is unanimously acknowledged by the Convention. 15. The motion of Andrew Szladics, which is duly seconded, for the sending of telegrams of greeting to the President of The United States, the Governor of Pennsylvania, and to the Mayor of Pittsburgh, is unanimously accepted. 16. National Secretary Revesz reads the recommendation of the Board of Directors, which reads as follows: “Regardless of the duration of the Convention, a flat fee of $300.00, in lieu of per diem fees, be awarded to each member of the Convention. In addition to the flat fee, the regular bylaw provision applies to reimbursement for traveling time per diem plus railroad fares.” After brief debate, the Convention approves the recommendation of the Board of Directors. 17. The Convention unanimously approves the Board recommendation that the previously approved recommendation apply also to the field men invited to the Convention. 18. The question of a possible new per diem fee is discussed. It is decided to postpone this question for the joint Convention. 19. The Chairman greets the visitors at the Convention. National President Bencze individually introduces the field men and acquaints the Convention with their Verhovay accomplishments. Elmer Charles, in behalf of all the field men, expresses his thanks and wishes the Association much good fortune and many new members. 20. The Chairman greets the Reverend Louis Nagy, Dean of the Free Magyar Reformed Church, McKeesport, Pennsylvania, who is a guest. 21. National Auditor Sabo introduces Thomas R. Balaban, Deputy Insurance Commissioner of Pennsylvania, John Skeleton, Pennsylvania Insurance Department General Counsel, and Bernard Kelly, Pennsylvania Deputy Insurance Commissioner in charge of examinations. These commonwealth officers greet the Convention, expressing their wishes that the Verhovay Fraternal Insurance Association continue in the future with its successful work. The National Auditor then thanks the distinguished visitors for their appearance at the Convention and for all the help they have given the Association. 22. The Chairman orders the Board of Directors to give the report of its work during the past four years. This reading is interrupted at 1:00 P.M. when a one hour lunch period is taken. 23. The meeting resumes at 2:00. Chairman Radvany requests the continuation of the reading of the Board of Directors report. The report is unanimously adopted for detailed discussion by the Convention. 24. Convention Secretary Lenart reads the roll and reports that all the delegates are present. 25. National Secretary Revesz declares that the immediate translation of the Convention minutes would be very difficult. Therefore, the Convention approves reading the minutes in Hungarian only. 26. Next, the Auditing Committee report is read by Gaspar Papp. Chairman of the Auditing Committee, and is unanimously adopted for detailed discussion by the Convention. 27. The C.P.A. report is read by William C. Kohut, Secretary of the Auditing Committee, and is unanimously adopted for detailed discussion by the Convention. 28. The detailed discussion of the report of the Board of Directors is undertaken by the Convention. 29. Vice-Chairman Kostyo seeks to know why it can be possible tha* after the 1951 Convention voted Jo discontinue the position of Field Manager, there is still a Field Manager, in fact if not in name. National President Bencze explains that in voting to discontinue this office, the said 1951 Convention specified that the National President could seek assistance if he deemed it necessary. The delegates acknowledge this explanation. 30. John Heck makes this inquiry of the Board of Directors: What is the cause of the fact that when in one month new members are entered on the records, the next month there are as many cancelled memberships'? The question is clarified at length by National Auditor Sabo, with further enlightment given by National Secretary Revesz and Director Falussy, reminding the delegates that the true progress of the Association takes into consideration not only the inci-ea.se in membership but other factors as well. 31. The increasing expenses relating to the Verhovay bowling tournaments come up for discussion and debate. The following make comments: Delegates Moses Bokor, John Heck, Bela Takacs, John P. Kelemen, Julius Danch, Joseph Hodits, Frank Dudash; Vice President Dr. Andrew Kovács; Directors Aloysius C. Falussy and Albert Ibos. National Auditor John Sabo gives a point by point accounting of the expenses pertaining to the bowling tournaments. 32. After lengthy debating and discussions of separate points, the Convention approves the following actions of the Board of Directors: a. Introduction of a new type Double Indemnity on which monthly dues are based on occupational classifications, and which double indemnity coverage terminates at age 65. b. Since August 1950, the use of the non-medical applications. c. The removal of the “war risk exclusion” clause from the membership certificates. d. The introduction of the Disability Waiver, monthly dues for which are based on occupational classifications, and which provides that, in the event of total and permanent disability, a member’s dues be waived. e. Introduction in those states where the law permits, payment of the full face amount of Certificate at Age 1. f. The increase of the maximum amount of insurance to $15,000 for life insurance and to $5,000 for Double Indemnity, or a total of $20,000 on one life. g. Introduction of a certificate known as the Income Protector which, in the event of total or partial disability, provides for loss of income. Journal __________________________________________________________________________________PAQE!>