Verhovayak Lapja, 1950 (33. évfolyam, 1-12. szám)
1950 / Verhovay Journal
VOL. XXXIII. JANUARY 18, 1950 51 NO. 1 THE VERHOVAY F. T. ASSOCIATION announces with profound sorrow the death of ELMER T. KNODEL, Actuary of the Association, on Thursday morning, December 22, 1949, at the St. Francis Hospital in Pittsburgh. Pa., at the age of 45. Mr. Knodel, who has been the actuary of the Association since the outbreak of World War II., is survived by his wife, Margaret W. Wieder Knodel; two children, Margaret ^Jean, 7, and William Conrad, 4, two sisters, Mrs. Harriet I.arson and Mrs. Elsie Peterson of Chicago*, and three brothers, Irvine, Otto and Ernest, all of Chicago. ' Funeral services were held at the Bock Funeral Home, Mt. Royal Blvd., Glenshaw, on Saturday, December 24th and internment was in the Allegheny County Memorial Park. On behalf of the Officers, Directors and Members of the Verhovay F. I. Association we extend our deepest sympathy to the bereaved family. OLD DISABLED MEMBERS HANDICAPPED CHILDREN TO GET VERHOVAY HELP — 64th Birthday Of Association On February 21st Date Of 1950 Verhovay Charity Day Appeal. — Insurance, even in its most comprehensive forms, cannot cover all of the possible exigencies of life. No matter how well protected an individual may be, he still is exposed to circumstances in which insurance benefits, if available, may not afford adequate relief. Though ‘complete’ protection is the ideal toward which the insurance industry is constantly striving, the costs, increasing with every step leading to such completeness, make the attainment of this ideal impossible for the great majority of the people. Hence the need for the fraternal insurance system. Here the idea is that where insurance leaves off, frateinalism should step in to complete the job of protection. Fraternal insurance means not only the fraternal way of doing insurance business, but also the completion of the purposes of insurance by fraternal methods. Insurance is a life saver when there is sickness, accidental disability or death in a family. Endowment insurance is a wonderful thing when it opens the doors of college for the children, or furnishes the apartment of the young couple, or takes the mortgage off the home, or makes the long needed repairs on the house possible, or when the proceeds of such a policy can be added to the small income from old age pensions in one’s declining years. But life situations do not always conform to the insurance plans one can afford . . . What about those old people, for instance, holder's of debtburdened Whole Life Certificates, who can’t find employment, yet have nowhere to look for pensions either? WThat about those aged, disabled dependents who have no one to depend on? What about those innumerable hardship cases the circumstances of which do not happen to meet with the requirements of public welfare organizations? Surely, they are entitled to some consideration on the part of the fraternal association, the brotherhood, of which they have been members in good standing for several decades! And what about those children who have become crippled, or otherwise handicapped, due to illness or accident, after they have been admitted to membership in the Verhovay brotherhood? Children for whom extensive medical care of rehabilitative training must be provided if they are not to be doomed to permanent disability and dependency. Children who because of the circumstances surrounding their ceses cannot be included in the programs of any of the various charitable organizations devoted to the aiding of the victims of certain illnesses. Is it not the members of the Verhovay who should feel moved to become the Big (Continued on page 2) WEDDING BELLS RING IN BECKLEY FOR MUSICIAN BRANCH MANAGER (Courtesy: Hungarian Miners Journal.I MR. AND MRS. STEPHEN ABRAHAM Twenty days after his twentieth birthday, on Saturday, November 5, 1949, Stephen Abraham, noted leader and saxophonist of the popular Abraham Brothers’ orchestra, Manager of Branch 482, became the husband of Mary Francisca Pachuta, charming daughter of Mr. and Mrs. Joseph Pachute of Callowey Heights, at the Roman Catholic Church in Beckley, W. Va. Steve, youngest of the musical sons of Mr. and Mrs. Matthias Abraham, had started his musical career at school. He ended up as leadsr and first saxophonist of the 125 member high school orchestra, thus paving the way to conduetorship of the Abraham Brothers’ orchestra. A member of the Verhovay since the age of 10, he was elected Manager last year. A butcher by trade, Steve is employed at the Beckley General Store. A versatile man like Steve Abraham, certainly will not find it difficult to master the greatest of all jobs: to be a good husband to his loving bride. Congratulations to the happy couple, and our best wishes for a life in happy harmony. May Love’s sweet music accompany them on their path through a prosperous life . New Type Juvenile Insurance Contract — Class “G-J” — Twenty Payment, y% Endowment — V2 Paid-Up Insurance Certificate Combines Savings Plan With Whole Life Protection. — With the beginning of the new year the Verhovay F. I. Association introduced a new type of juvenile insurance contract in the Class “G-J” 20 Payment, Half Endowment. Half Paid-up Junior Membership Certificate. The new insurance contract is available in all states. Dues on this certificate are payable for twenty years. On the 20th anniversary of the date on which the certificate was issued, half of the face amount will be paid in a lump sum to the member, while the other half shall be payable to the beneficiaries upon the subsequent death of the member. If, however, the member should die prior to maturity date, that is the 20th certificate anniversary, the full face amount is payable immediately upon the death of the member to his beneficiaries. (Naturally, the amounts of death benefits payable on juvenile certificates are specified in the table of graded benefits according to which the (Continued on page 2.)
