Verhovayak Lapja, 1949 (32. évfolyam, 1-12. szám)
1949 / Verhovay Journal
PAGE 12 Verhovay Journal December 21, 1949 \ ' ’ 100.000 WILL DIE There is no gift of more permanent value than- life insurance. If it’s on father’s life, he may proudly place his new policy under the Christmas tree because it means Security for the future, the very thing millions of people are fighting so hard today to acquire. A policy on mother’s life will have the same meaning while one for each of the young children is the certainty of a college education or a better start in life. It is a gift not of passing sentiment but of undying love, because that’s what it takes to keep up the payments, not like the purchase of some fancy luxury that once it is paid for. is something of the past All of us have keepsakes to which precious memories are attached, ash-trays, pictures, books, lamps, gifts of friends from whom the wh ins of life have separated us long ago. There is only one gift that reflects love projected into the future and that is life insurance. It’s the most appropriate Christmas gift. That’s why, toward the end of the year, our managers make special efforts to see all of their friends and acquaintances. Yet, in innumerable instances, they are told “See me after the first o? the year.’’ Those are the costliest words thousands of motherless and fatherless children ever had uttered in their behalf. As is pointed out in the ‘Field Notes’ of the Northwestern Mutual, “during the last two weeks of the year about 100,000 people will die, — and when death strikes in this happiest of all months, there can be little Christmas spirit. Think of it! ... in the seven day's before Christmas this year that day will be made the saddest, instead of the happiest of the year for almost 50.000 homes.” “In 50,000 homes the Christmas tree will be removed for the casket. In ! 50.000 homes this year the holy wreath will be taken down from the door to make room for another kind of wreath. In countless thousands of these homes, the fine dreams and hopes of the family will crash around bowed heads and broken hearts. Why? Because somebody heard too clearly the old “See me after the first of the year” line.” The time to buy the gift of the most permanent value is not after the first of the year, nor next week, nor tomorrow. It is today. Two days or two i weeks make no difference as far as concerns your ability to start a program that may take 15-20 years or a lifetime to complete. But two days' or two weeks’ delay may make all the difference in the world to those whom you want to benefit by that program. Because if you are one -of those 100,000 . . . your family will never derive any benefit from the fact that you intended to present them the gift of security — at some later date. They are certain to benefit only, if you present them this great gift — now. HOW WOULD YOU LIKE THAT? Husbands and fathers who just won’t see why they should add a substantial amount of insurance to the one or two thousand they now own, perhaps would change their way of thinking if their employer were to make them the following proposition: ‘fMr. Husband. I like the way you do your work and I like the way you keep smiling and I like the way you part your hair, so I decided to raise your salary to $4,000 n year. However, ther’s one condition. I’ll pay you the $4,000 only as long as When Life Begins No matter whether you are twenty, thirty, forty, or sixty; no matter whether you have succeeded or failed, or just muddled along, life begins each morning. Each morning is the open door of a new world, new vision, new aims, and new tryings. If yesterday was a dismal failure, then turn those failures into successes today. .Tosh Billings once said, “It ain’t no disgrace to make a mistake. The disgrace comes in making the same mistake twice.” Why is it that some men are constantly saying, “I have failed?” Perhaps they have failed in some little things. Perhaps they have failed for that day. They are gaining valuable experience from those failures, or should be. In reality, a man is not a failure until he declares himself incompetent. It certainly is an inferiority complex when one complains. “I am a failure because I have failed." Success is like the tide. It ebbs, but it does not mean that it cannot return wih undiminished strength. That is why your failures may, if you so desire, become the steps to success, and thus it is that life should begin each morning, —- The Frat. I am going to live. You must promise that if I die, you will work for the rest of your life for my firm - at a salary of $500 a year.” Certainly Mr. Husband, as much ns j he may approve the first part of the j proposition, would not like the second part. In fact, it wouldn’t be surprising if he would tell his employer where to get off ... Yet. that in effect is what so many husbands and fathers say to their families: “I’ll provide you with $4,000 a year as long as I live. After that you’ll have to get along on $500 a year — somehow. What is really surprising is ihat their wives don’t tell these husbands where to get off . . . From Rags To Riches Years ago the public heard a news commentator tell this story which might serve as an illustration of “What Insurance Can Do” (though we don’t make a point of it in this instance.) A young, girl somewhere in the Tennessee backwoods married a young widower who had three children by a previous marriage. They were happy for four years, and the young bride was blessed with a child each year. Then the husband SMILES IliSiiííE iS Happy Though Married The following set of rules for keeping husbands happy has been drawn up by a British police court magistrate, Cyril Clancy, of Liverpool, a bachlor. The rules: ‘If you marry him — love him.” “‘After you marry him —- study him.” ‘ If he is secretive — trust him.” ■ “If he is sad — cheer him.” “If he is talkative — listen to him.” “If he is jealous — cure him.” “ If he cares naught for pleasure — coax him.” “If he favors society — accompany him.” “If he desires a kiss — give it to him.” It seems to be a good list. The only thing that might be added to make it complete is: “If these dont work -— kill him.” Difficult times test your mettle. A cobweb is as good as a steel cable when there is no strain upon it. — j Arnold H. Glasow. COMPARING PURCHASES COULD YOU BUY AN Automobile on the condition that after you have used it for 30 years I you could turn it in and get your money back? COULD YOU RENT A House for 30 years on the condition that at the end of that time you could move out and have all you had paid in rent refunded to you? COULD YOU BUY A Train ticket to a point 1,000 miles away on the condition that after you had arrived you could turn in your stub and get your fare back? COULD YOU BUY A -Television set on the condition that after you have used it for 20 years, without putting in a cent for repairs and maintenance, you could return it to the store and have the full purchase price paid back to you? NO! BUT YOU CAN throw the mantle of Insurance protection about your family for all these years and at the end of that time you gut back every cent you have paid in premiums and then some! died, leaving her $5,000 worth of insurance. She didn’t know anything about handling money so she turned to the insurance agent for help in collecting and managing the money. They married, had three children and then he was killed in an accident. He carried Double Indemnity and now she had $30,000. The undertaker, who had buried her father and two husbands, was a kind old widower and very sympathetic, so she married him. He and his thi'ee children moved in with her and her ten children. Before he died, they had five more children. He left her some $300,- 000. The mother, 31 years old and with a brood of 18, went to Chicago and lived well. Soon she met a wealthy old man, also a widower, and a member of a famous family, who had four children. They were married, and now, owning millions of dollars, she’s expecting her 23rd child. Wilson: “Here’s a problem for you. old man: A donkey was tied to a rope s’x feet long; eighteen feet, away there was a bundle of hay, and the donkey wanted to get to the hay. How did he manage it?” Sharpe: “Oh, I’ve heard that one before. You want me to say, ‘I give it up,’ and you’ll say, ‘So did the other donkey.” Wilson: “Not at alii” Sharpe: “Then how did he get it?” Wilson: “Just wralked up to the hay and ate it.” Sharpe: “But you said he was tied to a rop? six feet long.” Wilson: “So he was; but, you see, the rope wasn’t tied to anything at the other end.” First Shopper: “Why, you seem to be busy.” Second Shopper: “Yes, I’m trying to get something for my husband.” First Shopper: “Had any offers yet ? ” Wife (trying on hats): “Do you like this turned down, dear?” Husband: “How much is it?” Wife: “Twenty-five dollars.” Husband: “Yes, turn it down.” Slow Waiter: “This coffee is imported from Brazil.” Tired Customer: “Oh, so that’s where you have been!” “I caught my boy friend flirting." “I caught mine that way, too.” “PINCHPENNY BUYING” Piiichpenny buying of a little Life Insurance when much is needed is wasteful and expensive. It is dangerous to the future security of those who are dependent upon you. It creates suspicion of fear and shows lack of planning a future course which should be in harmony with your present day living. It indicates bad management, for, if you are capable of supporting a wife and/or family, but are not in a position to maintain a sufficient bank account that cannot be disturbed, then Life Insurance should and must by your means of creating an immediate estate that will take care of your loved ones in any event of misfoi'tune. Good management means sufficient insurance to meet the needs and shows a well planned course for the future. The Old Peddler, once a mainstay of distribution in this country of ours, knew that his wagon had to be well stocked. His wagon creaked under the weight of his stock as he started out on Monday and reached home empty by Saturday. He had to travel far and there could be no pinchpenny buying of stock, he had to plan well and plan ahead, that his future would be secure, he bought wisely and bought his kpown requirements, which showed good management and security for the future. If we all would abide by the Old Peddler by buying wisely and buying your known requirements in insurance, we would greatly benefit, for Pinchpenny buying of insurance is dear and buying your known requirements Is cheap. Ask anyone who has had misfortune overtake them when there was little or no insurance in the family.
