Verhovayak Lapja, 1949 (32. évfolyam, 1-12. szám)
1949 / Verhovay Journal
PAGE 10 The Ferret Sez (Continued from page 9) SO TO BOWLING NEWS The 429 bowlers finally started the bowling season. To be sure, not quite as the branch manager expected, buti there are enough members to form two teams to enter in the 1950 Verhovay Tournament in Youngstown. Three of the men are bowling in the Nash-Kelvinator League, with the possibility of adding a new prospect to the Verhovay team. Captain Rod Rogers (who also captains the N-K team), will be assisted by A1 Novak, Lou Lucas and prospect Eddie Dersam (a hot' bowler who is being persuaded of the fun and prizes at a Verhovay Tournament). Also we have Tony Plesivec and A1 Bercheny who are eligible. Any other males who wish to participate in the 1950 Tourney should call Rod Rogers at Webster 5-2427 or drop him a card to 10156 Aurora, Detroit 4, Michigan. As for the gals . . . well, since we »re all scattered around the city, we decided to bowl nearest to our home. There is Marge Sara and Millie Noch (second place winners in the Women’s doubles' in Detroit this year) who bowl at Springwells Recreation. Little Margie Tatar (a niece of Marge Sara's) is also bowling with them ... a very good prospect who would have a grand time at a Verhovay Tournament. How about it, Margie? Jeannette Parsons and a friend (who is joining the VFIA) bowl at Rouge Recreation. Mary Plesivec captains a team out Warren Avenue. (Mary and your Ferret won fourth plaee in the Women’s doubles in 1949.) I don’t know' whether Marie Gallovich has joined a league, but she can always join me at Beacon Recreation on Wednesday nights. Just for the sake of argument . . . had all the gals bowled together at the same alleys, we could have had the same sponsor, same uniforms and good teamwork for 33 weeks. As it is, each gal is sponsored by a different merchant, so the varicolored dresess could make us a “Rainbow Team.’’ To hear the men talk, they plan on walking away with the team trophyin Youngstown , . . Who would be better pleased than their branchmanager? ABOUT OTHER THINGS The kids? Skipper is a freshman at the University of Michigan. I’m getting good practice on writing college themes. Tough, too! Larry? He is learning Hungarian duets and solos (dancing) and fumbling around with an accordion. Maybe if he gets good enough, he may give us his own renditions at one of our tourneys. (And maybe these two kids will make the grade in the VFIA where their Mom couldn’t even make a dent.) THIS IS nc LIGHTEST BALL I COULO flNO. OCMt---------------------------------------------------Verhovay Journal----------------------------------------------------------YOU DON’T NEED LIFE INSURANCE! Don’t be fooled by all this talk about life insurance. It’s all part of a great conspiracy to relieve you of your hard-earned money. If you were to buy whenever an agent tells you that you ought to, they would sell you more policies than you’d need to paper your whole house. Yet, you were right in the first place when you insisted that you - don’t need, can’t afford and don’t want life insurance. Don’t let anyone tell you differently. The truth is, you don’t need life insurance, because: 1. ) You have company insurance that will take care of the medical, hospital and burial expenses and even leave something over for your wife and children. (Of course, you have no way of knowing whether or not you will be employed with the same company ten, twenty, or thirty years from now. You may have gone into business or the company may have gone broke. But that doesn’t matter, because, after all, the company insurance will pay even if you have left your employment years before you died. Or will it?) 2. ) If you should die in the near future, your neighbours and friends will take care of your widow and children. (Of course, they will. After all, whenever you were in a really tight spot, they always have helped you, haven’t they? Naturally, if you should die, they would feel even more responsible for the welfare of your unfortunate widow and children. No matter how hard up they may be themselves, they’ll go all oüt for your family. They always do in such cases, don’t they? Why, if you have only two hundred friends and neighbours and each one pitches in only ten dollars, your wife will get two thousand dollars which should be just enough to pay for the medical, hospital and burial expenses with a few dollars left over for whatever j she’ll need within the next few weeks after your death. You know that ten dollars isn’t much for charity, or is it?) 3. ) You are a young man yet and you have a long time to live, why should you think of dying? (Of course, you’ve heard that one i out of nine fathers who have been 25 when their child was born will, die before the child attains the age of 21, and that one out of four fathers who have been 40 when their child was born, will die before the child attains the age of 21. You’ve also heard that out of every ten married men who die, seven are under age sixty, with four under fifty and two under forty. You also read in the newspapers how many young and middle aged men die in accidents, in the mills, on the highways, on trains, airplanes. But, of course, none "of that applies to you. Naturally, you are one of the lucky ones. Fatal illness can’t happen to you. Accidents will just make a wide detour around you. Surely, you can gamble on that, or can you ?) 4. ) You can do your own saving and you can invest your money in something that will give you much higher investment returns than life insurance. (You are absolutely right! After all, look at all those people who have bought a corner lot for fifty dollars and sold it a few years later for twenty thousand! Look1 at all those people who have doubled their investments on the stockmarket! Look at all those who went into business on a shoestring and retired twenty years later with two-hundred G’s in their bank accounts! Of course, for every one who has made money on that corner lot there are thousands who have lost money on it. For every one who has doubled his investment on the stock market, there are thousands who lost their shirts. And government statistics show that for every new business enterprise that succeeds three go out of business at the end of the first year and hardly one out of five lasts until the end of the fifth year. What of it? Surely, you are smarter then the rest of the people ... or are you? Then, too, of course, there’s lots of people who start some ingenious savings plan but it so happens that most of them die before they would complete their plan. So what? You won’t be the one to die! You can bet on that . . . or can you?) 5.) And if you should die after all, your wife can always go out to work. (That’s right. She isn’t helpless, is she? And what if the children are still too young to be left alone? Why, of course, your mother or sister will be glad to take care of them while your widow is working. They will be glad and thankful to do that little favor. That’s what mothers and sisters are for, isn’t it? And if mother is old and sick and sister, having three children of her own, must take care of her, too? Well, twothree kids more or less to care for, what’s the difference? Her husband won’t mind either! A perfect solution. Of course, there may be some temporary unemployment for a year or two, or a depression. Then, too, your widow may not be in the best of health herself. But, gee whiz, a fellow can’t be expected to be prepared for every eventuality, or can he? What do you say? That life insurance does just that? Come, come, there is no need for it. After all, sure, there are some extreme cases, but that’s what the Community Chest and ^Family Welfare agencies are , for! If everything should go wrong, your widow still can rely on them for help. Why, she would be tickled pink to depend on public charity! In the meantime, the depression will wear off and she’ll be able to go to work. It will do her good, too. It’ll take her mind off her troubles. Why, sure!) Besides, it’s not only that you don’t need insurance. You can’t afford it either, because: 1. ) The high costs of living make it impossible for you to spare the money for premiums. (There you are. Why, if you are 30 years old, it would cost you almost ten dollars a month to buy a $5,000 Endowment At Age 85 insurance policy. That’s a lot of dough to shell out each month. Of course, if you should die next month, or next year, the costs of living will be just as high for your widow and children and if you can’t afford now less than 10 dollars a month, how will they afford to eat? But, that’s besides the point, or is it?) 2. ) You would have to deny yourself a lot of things to pay for that insurance policy. (Yeah, that makes it tough, After all, you may like to go hunting or fishing at least once a year. Or you may like to get together with your friends for a friendly poker game. If you go somewhere, your friends treat you and you have to treat them in turn. Why, you don’t have an idea how fast ten dollars go nowadays! You have to do some entertaining at home, too. Then, you are entitled to an occasional movie, a ball-game, a ride on Sunday. You have to have some pleasure out of life! Having a family, a good wife and lovely children is nice, but a body must have some relaxation, too . . . Sure, sure. Of course, if you November 16, 1949 Bowling News & Scores SCORES NEW BRUNSWICK, N. J. Branch 518 October, 1949 Branch 518 Markosky 181 169 165 515 Cooper 157 145 138 440 Loch 158 154 166 478 Tarantola 205 167 202 574 C. Reed 157 179 187 523 Totals OO 00 814 8582530 Di Leos Smith 155 152 172 479 Mabon 163 168 169 500 Nagy 169 194 144 507 Lusko 176 139 150 465 Varga 158 224 156 538 Totals 821 877 7912489 MichaelPuskas, Mgr. should die, your widow and children wouldn’t be able to eat, let alone relax, but that’s besides the point, or is it ?) 3.) And if you should be laid off, you certainly would be unable to keep up with the payments. (That’s true, too. Why with all the lay-offs and strikes, it pays to look ahead,- Funny, though, that we refuse to admit to the possibility of dying,v but we will unhesitantly recognize the possibility of being thrown out of work. Of course, that is different. Dead men don’t go back to work, while most of the unemployed will, sooner or later. Still, it doesn’t pay to buy a policy if it has to be dropped later on. To be sure, once a policy has been in effect for three years, one may borrow on it enough to pay the dues for the period of unemployment and still have some money left over for an emergency. It’s true, too, that the Verhovay allows a grace period of 90 days which is usually enough to keep the policy in force during a period of temporary unemployment. But that’s besides the point, or is it?) Finally, you don’t want life insurance, because: 1.) The insurance companies and societies are only after your money, but when it comes to paying a claim, boy, they fight! (Sure. Why, everybody who ever tried to cheat a life insurance company says that! After all, it’s easy to pretend \ye are ten years younger than we really are, if we don’t look our age. It’s just as easy to tell the examining physician that we never have been sick in our lives even though we have been treated for years for some hidden condition. It’s certainly unfair of an insurance organization to« catch a fellow on a little misrepresentation like that. To be sure, many claims are paid in full on lives after the payment of only a few years’ premiums. In a recently published exhibit, for instance, it was shown that the Verhovay paid death benefits on 32 members who have died within five years after their admission. Of these only 2 were over 60, while 11 were between 50 and 60, 3 between 40 and 50, 2 between 30 and 40, 2 between 20 and 30, 2 between 10 and 20, and 10 between 1 and 10 years old when they died. These claims were as honestly paid as the applications have been honestly made. In our country each year thousands and thousands of policy holders die within one year after the date their policies had been issued. Hundreds of thousands of grateful beneficiaries (Continued on page 11)
