Verhovayak Lapja, 1947 (30. évfolyam, 1-24. szám)
1947 / Verhovay Journal
\ November 12, 1947 VerhovayJournal PAGE 5 Cleveland, Ohio Br. 14-----------------—------------------------------------------------------------------------Reporting FRATERNALISM IN LIFE INSURANCE — AN EDITORIAL CLASSIC FROM THE FRATERNAL AOE ON LIFE INSURANCE AS SENTIMENT IN ACTION. — I Now and then we receive the same old question, “What does fraternalism have to do with life insurance, a business and financial transaction?” Hoivever it may strike you, it is a fair question. Under the circumstances of life insurance operation in North America, the average person may wonder why such business is conducted in the name of fraternity or brotherhood. Considerably over 90% of all of the life insurance in the world is owned by residents of the United States and Canada. Tue man of modest means buys it as a protection for his family, and the wealthy man buys it as the best investment he can make. Therefore the totals run into large sums of money. Many men with great business ability have been attracted to management. The investment of such large sums in the reserve funds is a stewardship which requires great mental capacity and a high regard for responsibility. So popular is life insurance that thousands of salesman find it profitable to engage in life insurance selling as full-time careers. Therefore it is not unusual for people to look upon life insurance purely as business —big business. But all life insurance conies right back to the individual person who pays for it and his family. The person who pays weekly or monthly for a small policy is the foundation of the business, and this is verified by the fact that the two largest companies in the ivorld grew on that kind of business. The man with, small income who loves his family, who will deny himself luxuries and pleasures to insure the future of his loved ones, and the wealthy man who also loves his family, shreiodly investing in life insurance for his loved ones, establish the fact that the foundation is love. It is sentiment in action and, because of its vital importance, it must be operated on efficient business plans. The outstanding fact about life insurance is that one man cannot insure himself. He must join his life with the life of other human beings and, in joining, pool his contributions with those of his fellows. That is brotherhood, and in its fellowship, whether in society or company, is established the mutual bearing of one another’s burdens. With this like purpose, the result is fraternalism. It is present in all life insurance, but it is a greater factor in the organizations that proudly call themselves fraternities. When the fraternal system was founded 79 years ago the chief urge was mutual aid. Men joined in a fraternity to assist each other and their families, and their first thought was to establish a life insurance fund. In those pioneer days people had to assist each other over the hard events in life. In their fellowship they established a social compact based on the brotherhood of life insurance. Life insurance was born in fraternity, and fraternity is present in all of the contracts, no matter how much you try to ignore the fact. This is ívhat fraternalism has to do with life insurance. And it is natural for people so joined to meet together, work together, to play together and to engage in activities for the welfare of their community and humanity at large. Convention Notes. Monday, September 5th, was organization day. Credentials were presented and passed upon by a five man committee, but several delegates Were not seated. Bra neh 14 scored first at the1 Convention when Kalman Kolozsvary was elected chairman of the National Convention. Next day the auditor’s and C.P.A.’s repents were read. In the meantime * the chairman appointed a committee on the. delegates’ per diem fees and expenses. A fight ensued on their recommendation that a flat fee of $250 be paid to each delegate regardless of how long the convention lasts. It was defeated . . . Per diem fees' remained on the agenda and a battle raged between $18, 20, 22, and $25 per day . . . finally a vote was taken and the $20 motion won, with $22 a close second. — The forpiing of a committee to look over stocks, bonds, etc., was dispensed with, because a Certified Public Accountant, recognized by the Pennsylvania Department of Insurance, and others, had done this, and the- Convention was in the niood to save time and money. So the C.P.A. report was read to the convention, each delegate having had a copy. A lot of questions were asked and answered . . . We met our editor, Henry Kettmaiin, and personally I think he’s tops, scholar and a gentleman. Also our old friend Albert Joczik of Pittsburgh. It appeared to me that he was sergeant at arms of the convention because he was seated near the door. We met Mrs. Diera, the former Yolanda Erdeky, at the hotel. She was selling dance tickets for a worthy cause. She’s just as beautiful as the first time I saw her . . . Yolan Lucas of Dearborn, otherwise the Ferret, was given a rough deal . . . people she depended on and thought well of, didn’t carry the ball for her . . . We wish to congratulate Charles Young upon his election as the American chairman of the National Convention. What’I don’t understand is why both delegates from Buffalo ran for directors when one of them could have won easily . . . Steve Siich of Fairport Harbor, O., promised us a match game and when we hold the tournament " here in Cleveland ... he will hold open house at his home and the Hungarian Club of Fairport Harbor. The committee on the Darago affair spent three days looking over the material and personally I think it was a waste of time ... it certainly did prolong the Convention... Some of the delegates must have rubbed director Aloysius Falussy the wrong way, because he was in a fighting mood when called upon to report of this trek to Europe . . . The American Hungarian Federation is a good organization, but the delegates felt that the Verhovay was not receiving the proper representation . . . Some even seemed to think that the officers of the Federation were playing politics . . . Many felt that it would serve its purpose better if they would limit operations to the Hungarians in America and to charity to our brothers across the sea ... We thought Val Konyha of Branch 40, Martins Ferry, O., a fine fellow . . . We learned that Lou Groza, tackle for the Cleveland Browns, is a member of his branch. So is his brother, Alex Groza, All-American basket ball center. He attends Kentucky University . . . We noticed that Joseph Taylor of Buffalo, N. Y., was the only delegate with a California summer suit . . . Delegate Frank Komjáthy of Medina, 0., is a swell dancer and a dandy host. We are glad to have j made his acquaintance. Clevelanders i John Bozsvay and Emery Készéi I served on the Committee of Appeals , which later was dubbed the “Daj rago Committee” for short . . . Mrs. ; Kolozsvary refused all offers to run I for offiee . . . Dr. Andrew Kovács I Had the assembly rolling in the aisles with his humor and jokes . . . Believe me we needed this diversion. Thanks, Director Kovács! Messrs. Michael Simo and Joseph Nemes were much in evidence. They had their favorite sons and worked hard to put them over ... We were glad to see Joseph M. Toth, Branch 14’s Manager and Local Organizer come down to Pittsburgh. We went to dinner together a few times and on the second Sunday he obliged us by taking us out to the Springdale, Pa., Branch 296 Verhovay Home, to a real Hungarian chicken dinner . . . The convention was much concern- I ed over the lack of increase-in the : membership of the Juvenile Order, j A new plan was voted in and we hope it will work so that the turnover won’t be so great . . . The vote on whether or not the organizers shall remain at the Convention was a tie and the convention chairman bad to decide, which he did in favor ot the organizers remaining with the assembly. I agree with the chairman because if they didn’t want them there why did the convention vote unanimously for their presence in the first place? We thought that branches working aggressively to obtain juvenile members should be given a proportionate share in the allocation of sports funds, and we are glad that the recommendation was carried . . . Í We beg to differ with Branch 96 of Chicago, 111., when they claim through their delegate that they were the first in bowling and sports... I remember Branch 306 having started out on trips to other cities for bowling and basball match games in 1933 and 1934, as was published in the Journal . . . Doing away with the November district meetings following the convention is a step in the right direction . . . Every branch which has approximately one thousand members will have a full-time organizer. Very good. Director Michael Korossy promised us a match game and we will hold Mike to his promise . . . Joseph Drotos of Branch 45, Cleveland, O., was very interested in the Convention, he even told several delegates to sit down because they were talking too much . . . Jean Kerner of Auburn, 0., was a delegate, too . . . He is a former President of Branch 140 .. . Joseph Szalay of Cleveland Branch 14, had a great deal of opposition to face . . . But we can’t stay in office for ever. Joseph Szalay has served the Verhovay for a long time and he should be proud of his record . . . Phil Houser of Youngstown, O,, was a little disappointed with the election of the Auditing Committee .. . Charles Uray, secretary of the Convention did an excellent job . . . We were glad to meet delegate George Jávor of Lorain, and-we hope he invites us to bowl in his bailiwick this year . . . We hope that at the next Convention the National Auditor will prepare a budget sheet and have it distributed so that each and every delegate may be able to see what’s what and then vote intelligently . . Delegates will be elected after every 400, instead of 300, members for the next Convention Officers and directors cannot serve as dele gates. On the other hand, a veteran who had sick benefit before his induction and could not be reinstated due to disability contracted while in military service, may become a delegate . . . The National officers will have four votes, instead of two . . . The Board of Directors will elect their own chairman . . . Hereafter, branehes’must have at least 25 members to send a delegate to the district meetings, and organizers, directors, officers cannot be elected district delegates . . . The maximum period which sick benefit will be paid during any one year was cut down from 25 to 20 weeks . . . There was talk to cut the sickbenefits from $8.00 to $5.00 but this was rejected. The convention was in no mood to reduce the sick benefits . . . Introduction of the Home Office personnel was a nice gesture, but. perhaps, it was not necessary, considering the statement of Mr. Sabo that it cost the Verhovay $500.00 per hour to hold the Conventon . . . But for that matter there was a lot of unnecessary talk by the delegates and others . . . some of the very people who advocated that the convention should be over in a week, were on the floor most of the time... I hope to continue this discussion in another issue . . . So, fellow Verhovayans, don’t forget to get that bowling arm in shape. Keep practicing so that when May the 14th rolls around, you’ll be ready to do your best and we’ll try to show you a good time. EX-ANIMO, Joseph .1. Horvath Cleveland, Ohio.
