Verhovayak Lapja, 1945 (28. évfolyam, 1-52. szám)
1945 / Verhovay Journal
Page 4 V erhovay Journal October 31, 1945 Verhovay Journal Journal of the Verhovay Fraternal Insurance Ass’n OFFICE OF PUBLICATION 8502 West Jefferson Ave. Detroit 17, Mich. PUBLISHED SEMI-MONTHLY BY THE ’ Verhovay Fraternal Insurance Association Managing Editor: JOHN BENCZE Editor: COLOMAN REVESZ Editor’s Office: 345 FOURTH AVENUE ROOM 805 PITTSBURGH 22, PA. ‘ All articles and changes of address should be sent to the < VERHOVAY FRATERNAL INSURANCE ASSOCIATION 345 FOURTH AVENUE, PITTSBURGH 22, PA. SUBSCRIPTION RATES: ; United States and Canada _____________________$1.00 a year . Foreign Countries _____________________________$1.50 a year ADVERTISING DEPARTMENT: P. O. BOX 7, WOOLSEY STATION — LONG ISLAND CITY 5, N. Y. Entered as Second Class Matter at the Post Office at Detroit, Michigan under the Act of March 3, 1879. SPACE LACKING We find ourselves unable to work into the Journal several important features which we ciin’t afford, however, to omit entirely from this issue. They are important. They demand your attention. They must be read ajnd acted upon. More detailed reports will follow in the next iásue. SAVE AN ORPHAN! The American Hungarian Relief, Inc., just recently published the most tragic report that ever came to the attention of Americans of Hungarian descent. There are 200,000 orphans in Hungary. Of these 60,000 cannot be provided for and if no help is forthcoming in the shortest possible time, these 60,000 orphans are doomed to die during the approaching winter. The Relief-movement appeals to all Americans of Hungarian descent and all Americans, to help save these children from starvation. A contribution of only THREE DOLLARS will secure a home and food for ONE MONTH for an orphan. An additional $3.00 will keep that unfortunate child in shoes for a full year. We appeal to all our branches to give this matter earnest and immediate consideration. Hungary asks for fosterparents for these orphans. Will we let these SOUTH BEND HOME CELEBRATES Remember November 3. South Bend Verhovayans will have a great banquet at 6 P.M. in the Verhovay Home. Occasion: mortgage burning. Branch 132 has paid a debt of nearly $100,000 and now the beautiful Home of Branch 132 is clear of all indebtedness. Let’s show our appreciation of the achievements of our South Bend fellow-members by attending this unusual occasion. They have done a great job and they invite all branches to share their joy. We hope that many branches from near and far will be represented at the mortgage burning celebration. Supreme President John Bencze and Supreme Treasurer John Szalanczy will represent the Home Office. Vice-President Joseph Szalay, Directors Andrew Dobos and John P. Kelemen will attend in behalf of the Board of Directors. UNITED WAR FUND Don’t forget the United War Fund’s Campaign. Fraternalists cannot afford to be indifferent towards the y.reat work that is done by this Fund. Our soldiers need your help. Starving nations need your contributions. Don't let them down! children die—or are we going to save their lives? We feel, that every branch can easily afford to contribute a few dollars every month and, thereby, save the lives of a few orphans. Even the smallest branches can “adopt” 3- 4 orphans if a few members are willing to contribute only 25 60TH ANNIVERSARY Remember the 6 months’ Anniversary contest. You can still join and win! Results are gratifying! Get some members and come to Pittsburgh as the guest of the Association! cents per month to this cause. The movement already is in full swing! Won’t you adopt a Hungarian orphan? We appeal to individuals and branches ... don’t let them down! We’ll appreciate your reports on this matter. AND THERE WILL BE A BOWLING TOURNAMENT. I CONDITIONS WILL BE PUBLISHED IN NEXT ISSUE. Let’s make this the most successful year in Verhovay’s history. NEW DISTRICT OFFICE OPENED IN YOUNGSTOWN, O. All Verhovay members in Youngstown, O., and vicinity, are notified that a new District Office had been opened on October 1st, 1945, in Youngstown, O., 501 City Trust and Savings Banks Bldg., at West Federal and Phelps Street. Until further notice office hours are as follows: Monday evenings from 7 P.M. to 9 P. M., Thursday, Friday and Saturday from 10 A. M. to 1 P. M. The District Manager is at the disposal of all fellow-members during these office hours. Monthly dues also can be paid to him by the members of the branches 21, 108, 364 and 514, which jointly support this office for the benefit of the local membership. Visit the District Office during the office-hours stated above. You will be warmly received and served to the best of our ability. JOSEPH NEMES, District Manager. YOUNGSTOWN TO PAY TRIBUTE TO HEROIC DEAD VERHOVAYANS NOVEMBER 25th, SUNDAY, SET FOR MEMORIAL CELEBRATION AND PORTRAIT PRESENTATION All the branches of Youngstown, O., together with those in Campbell, and Niles, O., are preparing in truly fraternal fashion for the grand memorial celebration to be held on Sunday, November 25th, at two o’clock in the afternoon in the Auditorium of St. Stephen’s Church, Youngstown, O. Of the seven branches participating in the arrangements, four have lost members in the war, but the three branches which had been spared such loss, wish to do their part in supporting this occasion for Verhovay fellowship is not limited to the branches but embraces the whole family of Verhovayans. Tribute will be paid to the memory of six heroes who had made the supreme sacrifice, and the membership of the seven branches arranging this memorial celebration, together with many others to be represented on this occasion, will express their sympathy to the bereaved families of these heroic dead. The following are the heroes whose portraits will be presented at that time to the next of kin. CPL. FRANK BOLHA, a member of Branch 142, Campbell, O., the son of Mr. and Mrs. Daniel Bolha, was killed in action on August 4, 1943, in the southwest Pacific. He joined the National Guard at the age of 17, overstating his age in order to be accepted. He was called to the colors immediately after Pearl Harbor and after 18 months of training at Camp Shelby, was taken to the Pacific theatre of war where he fought for three months, until killed by the enemy. He was the 17th Verhovayan to lose his life in the defense of our country. ZOLLIE RAYNER, a member of Branch 321, Campbell, O., the son of Mr. and Mrs. Louis Rayner, served with the Navy on a battleship which suffered several direct hits during an attack by Japanese suicide planes off Okinawa, on May 4, 1945. He was instantly killed. He is the 153rd Verhovayan who made the Supreme Sacrifice. ALBERT TOMORY, the 58th heroic dead Verhovayan, a member of Branch 364, Youngstown, O., the son of Mr. and Mrs. Stephen Tomory, enlisted in October, 1942. He was trained as a paratrooper and was taken overseas before the invasion of Normandy. He was one of the first to descend upon French soil on D-day and was killed on <he same day. PFC. BALAZS CSEPKE, JR., the 64th fatal casualty of the Verhovay, a member of Branch 364, Youngstown, O., joined the Army in April 1943, was taken overseas in May, 1944, and was killed in action in France on July 18,1944. JOHN KASKY, the 32nd Verhovayan to pay the supreme sacrifice, a member of Branch 477, Niles, O., joined the Marine Corps in 1942. He was sent to the Pacific theatre of war, participated in several great battles and was repeatedly decorated for heroism and valor in action. He died early in 1944, as a result of wounds received in action. SGT. JOSEPH TENKE, the 131st heroic dead of the Verhovay, a member of Branch 477, Niles, O., was the first fatal casualty suffered by the Verhovay on Iwo Jima. He was killed in action on February 20, 1945. These six Verhovay heroes all died overseas and met death in action against desperate enemies. Now we reap the fruits of their self-sacrifice, now we enjoy the peace, now' we rejoice in the return of our young men who attained the victory for which more than 180 Verhovayans gave their lives. The Supreme Officers will attend the memorial celebration in a body. The portraits of the heroic dead soldiers will be presented by Supreme President John Bencze. The Committee is preparing an appropriate program for this occasion. The portrait presentation in Youngstown, O., is going to be an important event. Let’s all be there and demonstrate our ^gratitude to these heroes for the Victory they have helped to achieve at the cost of their lives and our true sympathy to their fathers and mothers who were called upon to make the greatest sacrifice for their country. This event will be a day of patriotism, fraternalism, sympathy and gratitude. All w'ho treasure these sentiments should attend the Memorial Celebration in Youngstown for there they will find a chance to learn more about the Verhovay and its great contributions to the cause of Why Not Be Honest? (Continued from Page 1) not have the same life expectancy as the applicant who never had this illness. Insurance companies have developed several-tables of rates. They have preferred rates for the professional man who enjoys good health. They have standard rates which apply to people who, though in good health, work under conditions which, on the average, tend to shorten the lives of people thus occupied. A lawyér is considered a preferred risk, a mill-worker a standard risk, an electrician, perhaps, a substandard risk. Correspondingly, the rates are graded in each instance. The Verhovay uses only one table of rates. Therefore, it must reject a substandard risk which may be accepted by an insurance company at somewhat higher rates. That is one of the reasons, why many applicants, rejected by our Association, find it not difficult to get insurance from a life-insurance company. But let’s get back to the subject. The price of insurance protection is that part of the dues (or premiums) which is applied towards the mortuary fund. A greater part of the premium must be applied towards the mortuary fund in the case of a sub-standard risk than in (hat of a standard or preferred risk. Naturally, it is as important for the insurer to know what kind of a risk the applicant is, as it is for the buyer of a home to know what quality of material it had been built of. If the applicant lies about his health, he is selling a bad risk pretending it to be an excellent one. Rates are applied which do not correspond to those computed for that particular risk which he represents; therefore, he is not paying the true price of the protection which he is granted. A smart thing, indeed, but it may backfire! A CASE-HISTORY A member of both, the death and sick benefit department, applied for sick benefit some time ago. The physician’s certificate stated that the illness was one of long standing. In fact, the patient received medical treatment two years before the claim was filed. His application was taken out of the files and given a study. It was found that the applicant joined the Association a year before his illness. Yet, the examining physician’s questions concerning previous illnesses were answered in the negative. The illness was of such nature as a routine medical examination would not reveal. But the fact that the member was under medical care a year prior to the signing of his application and that he was told of the nature of his condition, proved beyond a shadow of doubt that he knowj inglv misrepresented the facts. He tried to sell himself as an excellent risk and succeeded. But his success was shortlived. The membership certificate was cancelled immediately. There are hundreds of cases like the one related above. Some cases are caught when the member dies and if he dies within the contestable period (2 years), the Association is 0 saved a loss. Others are caught instantly, like in the case of an application on which the applicant’s signature on the application form did not (Continued on Page 7) READ, THINK, AND AST!
