Verhovayak Lapja, 1945 (28. évfolyam, 1-52. szám)

1945 / Verhovay Journal

Page 4 Verhovay Journal April 25, 1945 Verhovay Journal Journal of the Verhovay Fraternal Insurance Ass’n OFFICE OF PUBLICATION 8502 West Jefferson Ave. Detroit 17, Mich. PUBLISHED SEMI-MONTHLY BY THE Verhovay Fraternal Insurance Association Managing Editor: JOHN BENCZE Editor: COLOMAN REVESZ Editor’s Office: 345 FOURTH AVENUE ROOM 805 PITTSBURGH 22, PA. All articles and changes of address should be sent to the VERHOVAY FRATERNAL INSURANCE ASSOCIATION 345 FOURTH AVENUE, PITTSBURGH 22, PA. SUBSCRIPTION RATES: United States and Canada _________-_________$1.00 a year Foreign Countries _____________________________$1.50 a year ADVERTISING DEPARTMENT: P. O. BOX 7, WOOLSEY STATION — LONG ISLAND CITY 5, N. Y. Entered as Second Class Matter at the Post Office at Detroit, Michigan under the Act of March 3, 1879. RESULTS OF THE FOUNDERS’ MONTH MEMBERSHIP CONTEST OFFICIAL ANNOUNCEMENT The Supreme President of the Verhovay Fraternal In­surance Association announces the results of the Founders’ Month Membership contest, held during February and March, 1945, as .follows. A total of 674 membership certificates had been issued during February and March, 1945. Of this total 298 were issued by the Senior Order and 376 by the Juvenile Order. According to the rules of this contest, all membership certificates issued during these two months were accepted for participation in the contest. On the other hand, applica­tions received AFTER the 31st of March, even though written to be issued for the month of March, did not figure in the contest as it was officially closed on the 31st of March. The following is the list of winners and the prizes awarded to them. The first prize, a $100 “E” War Bond was awarded to JOHN FEEDLER, manager of Branch 171, Sharpsville, Pa., who won the first prize of the contest by securing 32 new members for the Association during the contest. The second prize, a $75 “E” War Bond was awarded to MRS. WILLIAM KOHUT, manager of Branch 430, Home­stead, Pa., who secured 26 new members. The third prize, a $50 “E” War Bond was awarded to NICHOLAS KADAR, local organizer of Branch 34, Pitts­burgh, Pa., who won this prize by securing 19 new members. The fourth prize, a $50 “E” War Bond was won by GEORGE SZAJER, manager of Branch 420, Nazareth, Pa., who won this prize with 18 % points. The fifth prize, a $50 “E” War Bond goes to ALEX­ANDER CHOBODY, manager of Branch 88, Nu Mine, Pa., who attained 14% points. The sixth prize, a $50 “E” War Bond is given to FRANK WUKOVITS, manager of Branch 132, South Bend, Ind., who secured 14 new members. The next seven prizes consist of a $25.00 “E” War Bond each, awarded to the following contestants: DENNIS PALFALVY, manager of Branch 452, Col­liers, W. Va., won the seventh prize by attaining 13% points. JOSEPH NEMES, local organizer of Branch 26, Sharon, Pa., won the eighth prize by securing 13 new members. JOHN OROSZ, manager of Branch 152, East Pittsburgh, Pa., won the ninth prize be securing 12 new members. GEORGE JÁVOR, manager of Branch 17, Lorain, O., won the tenth prize by securing 11 new members. ERNEST KUNSTADT, manager of Branch 164, Chicago, 111., won the eleventh prize by securing 11 new members. JOHN BALUNEK, of Branch 14, Cleveland, O., earned the twelfth prize by attaining 10% points. LOUIS PAPP, manager of Branch 159, Phoenixville, Pa., won the thirteenth and last prize by securing 9 new members for the Association. * * * According to the terms of the contest, every applica­tion was counted as one point. No consideration was given to the amount of insurance written. Juvenile Term Certi­ficates were counted as % point each. * * * The Supreme President wishes to express his sincere thanks to all managers and local organizers who partici­pated in the contest. 102 managers and local organizers participated in the contest. The Supreme President wishes to assure them that their efforts were sincertly appreciated by him as well as by all those who are interested in the progress of the Association. The winners of the prizes receive in their War Bonds a visible token of the apprecia­tion of our organization. But all contestants, whether or not they were awarded prizes, should rest assured that their true reward lies in the fact that they have success­fully worked for the progress of fraternalism and that there will come a time, when those who will benefit by having joined the Association, will be grateful for the efforts they made in order to enlist them as new mem­bers in the great family of Verhovayans. Thanks to all for the good work well done by the SUPREME* PRESIDENT, MR. JOHN BENCZE.---------------------V--------------------­ANALYZING THE RESULTS OF THE CONTEST CONGRATULATIONS Congratulations are of­fered to the 13 contestants who have taken it upon themselves to dedicate their time and efforts to the memory of the 13 founders of the Verhovay F.I. Associa­tion. They have achieved remarkable success true to the tradition of the 13 miners who set out to build a fraternal organization which since then has grown to become the largest and strongest American Hun­garian fraternal associa­tion. Theirs is the satisfaction that they have made a substantial contribution to the future development of the Verhovay. The prizes awarded to them are only part of their reward. There is a greater reward which is shared by all who parti­cipated in the contest. It is in the assurance that they have worked for the benefit of those families into which they introduced the Verhovay. The many old men, and women for whom the Ver­hovay cares ever since having placed them into old peoples’ homes . . . the many students who find themselves enabled to pursue their studies in various col­leges by the liberal loans granted to them, without interest, by the Verhovay, the widows and orphans who find their needs eliminated by the benefits issued to them by the As­sociation . . . Heroes’ mothers, fathers and wives who are pre­sented with the portraits of their beloved ones . . . and all, who in some way or other have found the Ver­hovay ready to render truly fraternal assistance and comfort, are GRATEFUL to­wards those who at some time persuaded them to join the Verhovay F. I. A. It is hard work and it of­ten seems a thankless job to solicit new members or to “sell insurance”. But those who at some time benefit by their member­ship in the Verhovay, in­variably remember the manager or the fellow­­member who induced them to join. And in that gratitude lies the future but certain re­ward of all who work for the growth of the Verhovay. The winners of the contest re­ceive an additional reward in the prizes listed in the official announcements, in recognition of outstanding achievement. They have earned the respect and the gratitude of the member­ship of the Association. Contest had encouraging results. The Senior Order re­ceived 298 new members during the contest. It should be remembered that all applicants above the age of 16 are accepted as members of the “Senior” Order. There are a great number of young people among the 298 new adult members. Even more encouraging, however, is the fact that 376 new members have been re­ceived by the Juvenile Order. Out of this total 88 mem­bers have been written up for either of the two “Term” classes and 288 are holders of “Ordinary” mem­bership insurance cer­tificates. Quite a great percentage of the “term” members will join the ordinary depart­ment when they attain the age of 16. The others, who have been accepted for ordinary insurance, are even more certain to retain their membershop due to the fact that their member­ship dues represent a higher investment. Comparing the number of new members secured for the Senior Order with that of the Juvenile Order, we can see that there is a very healthy and strong ten­dency for Juvenile increase in the Association which will tend to lower the average age of the mem­bership, quite in contrast with some fraternal organi­zations in which the average age tends to become higher by every year due to a predominance of old mem­bers. The worth of an in­surance organization de­pends very much on the average age of the mem­bership which directly affects the figures re­presenting the liabilities of the oranization. Liabilities increase with the average age of the membership and it is, there­fore, important that con­tinued efforts be made to keep the average age of the membership at a low level by securing more and more members in the younger age-groups. The 674 new members have applied for life-in­surance in the amount of $440,000, an average of $653, for each new mem­ber. This, too, shows a healthy tendency, for the average of $653, is some­what higher than the average attained in the past. It will not escape the at­tention of the members that this year’s Founders’ Month Contest did not come up to the results attained last year, when nearly 800 new members had been secured within one month. However, that was to be ex­pected, mainly as the after­effect of the change in the rates which by now seems to wear off. There is no need to be alarmed because of the lower results of this year’s contest, because the same situatian can be observed everywhere. In fact, the Verhovay reports progress at a time when several fraternal organizations re­gister losses. Recently, when the Verhovay reported a net increase of nearly 200 members, two fraternal organizations, both noted for their vitality, reported decrease in their resp. membership, notwithstand­ing their steady efforts in promoting organizing ac­tivities. In the light of these facts we can rest assured that even though war-time conditions are hampering our activities, they could not stop the progress of the Verhovay, thanks to those (Continued on Page 5)

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