Verhovayak Lapja, 1940. július-december (23. évfolyam, 27-52. szám)
1940-07-25 / 30. szám
Page 4 July 25, 1940 Verhovayak Lapja FIFTY YEARS AFTER PASTEUR By MARGARET VARGO Just very recently, our country celebrated the 164th anniversary of the signing of a very important American document, in which we find that it has always been man’s ambition to be happy. For did not the men who wrote the Declaration of Independence state in it that man has a right to “Life, Liberty, and The Pursuit of Happiness”? There is no better way to insure happiness than to be sure that your health will remain intact because some scientists have spent their lives doing research work, finding ways and means of insuring mankind a healthier LIFE, LIBERTY from much anxiety about diseases, and an opportunity to PURSUE HAPPINESS for twenty years longer than could people who lived just fifty years ago, in times when epidemics were inevitable. We have so many things to insure us healthy happiness, such as immunizations, quarantines, properly purified water and pasteurized milk—things in our daily life that we have come to take for granted that we, I think, should sometimes give consideration to men who are responsible for these achievements. I have chosen to discuss one of these scientists. He is the man who is responsible for laying the foundation for the most of the great life-saving discoveries of the last fifty years in the field of medicine—Louis Pasteur. HIGH REGARD FOR PARENTS Pasteur was born in France in 1822, of humble parents, of whom he said when he attained fame: “I owe them everything, because they inspired me to look upward, learn to the utmost, to seek to rise even higher.” It interests us to know that Pasteur attended a Normal School, called the “Eeole Normale,” and later was a teacher there. MANY IMPORTANT DISCOVERIES While in school, Pasteur’s professors noticed that he had a very keen and eager mind, and that he never let a fact alone until he knew why it was a fact. Upon completion of his studies at the normal school, he was asked by a famous chemist to work in his laboratory, where Pasteur very soon made the first of his many important discoveries. Pasteur's important discoveries are still helping us today, fifty years after he did his work, in that so much scientific knowledge is based on them. These discoveries may be divided into three classes: First: Knowledge of the Nature of Fermentation. Second: Knowledge of the Chief Maladies which Scourged Mankind. Third: Preventive Measures to Protect the Body Against Diseases. EXPLODES “SPONTANEOUS GENERATION” THEORY In the first group, with the study of fermentation, Pasteur made several discoveries, one leading to the other. He found that fermentation in bread, wine, or in milk, is caused by one specific ferment. This caused him to give the theory of spontaneous generation some thought. In past ages, poets, naturalists, philosophers, had all believed that organisms could just “spring up.” Even Plato, the great philosopher at one time said: “Of course, it’s true—I’ve seen the theory proven before my own eyes. Just put some old rags and corn into a box and see how soon some mice will spring up.” Pasteur proceeded to explode the theory, by using the microscope, showing that if all the bacteria in a liquid is destroyed by boiling, new organisms must be introduced into the liquid, before any life will be present, and then these organisms will reproduce their own kind—no new types appearing. This fact being established, the process of pasteurization with which all of us are familiar, was introduced, as was the germ theory of diseases. PAST The Verhovay Fraternal Insurance Association looks back upon more than a HALF OF A CENTURY of substantial well-rounded progress. "QUALITY. SER VICE AND SAFETY, FIRST” has characterized its growth. PRESENT With over $25,060,000.00 of insurance in force. Verhovay is the largest legal reserve society of Hungarian origin since 1886. The society enjoys a high place among the finest quality societies of the nation. FUTURE With a splendid past, a strong present position, complete life insurance service including sales plans, helpful home office cooperation, policies for all ages including children from birth and adults to age 60 the future for the society and the men who represent it is most promising. Verhovay Fraternal Insurance Association 345 FOURTH AVENUE PITTSBURGH, PA. INFORMATION ON VERHOVAY POLICIES ADVANTAGES ACCRUING FROM VERHOVAY POLICIES When four issues ago we began publishing this series of articles giving information on Verhovay policies, we began the series with a thorough explanation of the Class A policy; next we described the B, C, D, E, and F policies; in the third issue we went more into detail on these policies, now and finally, we conclude the series by showing the advantages in Verhovay policies; also going back a little to the Class A policy. We have acquainted our leaders with the Class A or Whole-Life insurance policies. We have shown that wheras the banks give loans on 6% interest, our Association will give a thirty-five year old man $1000.00 in life insurance in return for a sum of $24.60 per year, or two and one half per cent interest on the above sum. And while the loan must be repaid to the bank in a short time, that is, within a given time, naturally paying all interests thereon, our Association in return for a sum equal to the interest, insures the member that his beneficiaries will receive one thousand dollars in the event of his death. It has happened in numerous instances already that we paid the $1000.00, even though the insured was able to pay only one monthly dues, onetwelth of his year’s interest. The pennies have to be laid by through many long years until someone accumulates $1000.00 upon depositing $2.05. Even if he pays for ten years promptly, he will not have more than three hundred dollars accumulated at the end of that time. If, however, someone thirty-five years of age does not deposit that sum in a bank but takes out a Verhovay Whole-life policy, then at the end of ten years he shall have paid in $246.00, and will be eligible to the following truly worthwhile advantages: 1. He is insured for HELPS HIS COUNTRY In the second group, of finding knowledge of the chief maladies which scourged mankind, we find Pasteur unselfishly trying to find cures for problems of the people of France. Even today the raising of silkworms is one of the chief industries of France. The income from silk amounts to millions of francs a year. In the nineteenth century the life of the population in certain parts of Southern France depended on the existence of the silkworm. You can understand how the people felt when the silkworms were ravaged by a disease that caused most of them to die. Pasteur’s experiments showed that there were two diseases for which he found remedies in 1867. It is now possible to take measures for stamping out both diseases, and we can continue having silk for our use. Pasteur’s experiments tended to he toward the practical side. The shepherds of his country were having trouble because the sheep were dying from anthrax. This time again, he helped the people save their animals as well as their incomes. REMEMBERS CHILDHOOD EXPERIENCE In the third group of his discoveries, we find Pasteur’s greatest achievement; that is, in finding how to protect our body against disease, or neutralizing the poisons when once they are within the body. I know that all of us have said at some time or other when we were children, “Just wait, until I’m older, I’ll do so and so.” This is about the declaration which Pasteur once made, and when he was older he really did do something about it. In his boyhood, all France was infested by mad dogs which hit sheep and shepherds. He never forgot the sight of one of his schoolmates, who after being bitten by a mad dog, was taken to the local blacksmith shop where the smith cauterized the wounds with red hot irons, which was the accepted method of treating such conditions then. Nevertheless, the boy died, as did all those who contracted rabies, (or hydrophobia). With his discovery in 1881 of a vaccine, which he first tried on a small boy, Joseph Meister, with great success, the world was guaranteed a sure cure, and now today in France, the home of the mad dog, only about 3% of those treated die. Alsf>, this was the basis for the numerous vaccines we have today to protect us. RESULTS OF HIS WORK Pasteur died in 1895, but nevertheless he had lived long enough to see the results of many of his own discoveries spread ever the world changing the whole history of biological science, completely transforming the practice of medicine, and best of all, bringing relief from suffering and greater security from untimely death to countless thousands of people. RECEIVES RECOGNITIONS Louis Pasteur earned many recognitions for himself, and many statues have been erected in his honor, hut best of all, he has earned for himself the esteem and honor of not only the French people, hut also the people of the United States who owe him much gratitude for insuring us the opportunity to enjoy those three points of our national document: "Life, Liberty, and the Pursuit of Happiness.” $1000.00 beginning with the first month. 2. After paying for ten years, if he wishes, he may surrender it for cash, in that event being entitled to receive $125.00. He paid $246.00 and receives $125.00. For ten years he was insured for $121.00, $12.10 yearly or $1.00 and not quite cne cent per month. During that time he received dividends also; therefore taking it proportionately for ten years, his insurance did not cost him even one dollar per month. 3. After ten years he may cease paying his monthly dues and receives an extended policy. That is, to the extend of the reserve value of his policy, his insurance will remain in force for a certain length of time, even though he does not pay his monthly dues any longer. In the case of the man thirty-five years of age being used for example, this socalled “extended” time is TEN years an NINE months. In other words, this also means that the insured for a payment of $246.00 was INSURED FOR ONE THOUSAND DOLLARS FOR TWENTY YEARS AND NINE MONTHS: that is, his insurance cost hardly more than one dollar per month. Naturally, if we take into consideration the dividends, then his insurance has cost him hardly' more than THREE CENTS per day. 4. If the above thirty-five year old member desires a i Paid-up policy after ten* 1 year’s membership, he may secure one made out for $253.00, which sum becomes payable in the event of his death at any time. To the end of his life, he is insured for $253.00 without the necessity of paying even one cent thereafter. 5. If he needs cash money but desires to keep his policy, he may secure the reserve value of his policy in the form of a loan. The above thirty-five year old member after ten year’s membership, may secure a loan of $125.00 cn which the interest is only 4%. While the majority of insurance companies demand 6% interest on policy loans, the members of the Verhovay Fraternal Insurance Association having loans, pay only 4%. Thus we conclude our series of articles giving pertinent information on the classes of Verhovay policies, and the advantages accruing from them. Fifty-four years have proved the value, the stability and the progressiveness of the Verhovay Fraternal Insurance Association.
