Verhovayak Lapja, 1940. január-június (23. évfolyam, 1-26. szám)
1940-05-30 / 22. szám
May 30, 1940 Our Actuary's Column How many members of Verhovay actually know what their insurance certificate covers? Yes, you know that for a certain payment in dues you are insured for so much. Thats true, but there are other conditions that the member and the Association must also abide by. On the face of the certificate is the contract entered into by the member and Verhovay, stating that for a monthly contribution you are insured for a certain amount, payable either to the beneficiary or the member, according to the plan accepted, and further agreeing that any changes in the by-laws must be adhered to by both parties. On pages 2 and 3 of your certificate are the other conditions agreed to by the member and the association, namely: INTRODUCTION. This means that after you become a member it is your duty to acquire a copy of the by-laws and study same to find out how the association is administered. After all, you would not want to put your money in any kind of business without knowing anything about it. ELIGIBILITY OF MEMBERSHIP. Alter you had become a member of the association and a friend of yours asked you, how can a person become eligible to join Verhovay? What would you say? If you read the by-laws, you could tell him without any hesitation, who can become a member and for how much insurance. PROHIBITED OCCUPATIONS. If you were in business you would make it a point to see that nothing would be done that would be a hindrance. The same holds true with Verhovay. Members that come under the class of hazardous occupations are detrimental to the membership for the reason that they are subject to sickness and death more readily than other occupations, and are not insurable. HAZARDOUS OCCUPATIONS. Occupations under this heading do not take as great a risk as the members under the prohibited occupations heading and are allowed to take insurance in certain classes. BENEFICIARIES. Under this heading come the persons who may be named to receive the benefit of a members insurance at time of death. The laws of all states are not the same and it is up to the member to see that the person he names as beneficiary is allowed under the laws of his state. PAYMENT OF DUES. The member has the privilege under this caption of paying his dues every month, every quarter, every six months, or annually, in advance. By paying dues quarterly, semi-annually or annually, the member gets a discount or a savings on his mortuary dues. SUSPENSION OR EXPULSION. If a member does not abide by the by-laws and is found to be a detriment to the association, he is either suspended or expelled from membership and he has no further voice in the affairs of the association. If he does not become re-instated again his insurance will lapse, and he must revert to one of the three options allowed him by the association. MISSTATEMENT OF AGE. If a member understates his age at the time of joining, when he dies or his certificate matures, he will only get the amount that his dues would have purchased at the correct age, and if his correct age was not an insurable age when he joined, then he would only receive the amount of mortuary dues he paid. If a member overstates his age he will not be given any additional insurance but will have his excess dues returned without interest. SUICIDE. If a member whether sane or insane, within one year after joining the association, dies by his own hand or act, the association will only be liable for the periodical dues paid by him to the mortuary fund without interest. If the member dies by the hand or act of his beneficiary, said benefit shall be paid to his heirs at law. CHANGE OF BENEFICIARY. This means that the member has the privilege of changing his beneficiary anytime he wishes, but only on a form prescribed by the Home Office, filled out and accompanied by the membership certificate. Said change shall take effect only upon the endorsement by the Home Office, and under no circumstances will such endorsement be made after the death of the member. ASSIGNMENT. No member or his beneficiary can assign his certificate for any debt that he owes, except, to the Association. RE-INSTATEMENT. If at any time a member should lapse for non-payment of monthly dues, and wishes to be Verhovayak Lapja Page • VERHOVAY LODGE DEDICATES FLAG By Andrew C. Simcho In a beautiful ceremony, as ancient and traditional as Hungary itself, the Hungarian people of Omaha, Nebraska, attended a mass blessing the Hungarian flag, which flag was purchased by Miss Mary Fabian, of Omaha, on her recent trip to Hungary, for Verhovay Branch 278 of Omaha. The mass was held in St. Therese Church, on May 12th, in Northern Omaha. At six p. m. that same day, a colorful and well balanced program was given at the new HungarianAmerican Home, located at 17th and Cuming Streets. Principal speakers at the program were His Excellency, Roy L. Cochran, Governor of the State of Nebraska; Gaspar Kuti, president of Branch 278; Mr. Andrew Kovalik, charter member. In a master stroke of ar rangement, the six remaining charter members were seated in a row to them selves, on the stage facing the audience. * After the speeches, the audience was entertained by junior members of the lodge, who presented a repertoire of tap dancing, playing of various musical instruments, and singing. A dance followed the program, and during the intermission, the Young Folks Club, under the direction of William Koros their president, gave the traditional national dance of Hungary, replete with costume. The dances were encored several times to satisfy the happy observers. The affair was held in conjunction with the twenty-fifth anniversary of the founding of Branch 278.--------------O-------------REPLICA OF STRONGHOLD TO BE DEDICATED Young Men Offered Summer Nautical Course on Training Ship The American Nautical Academy, National Training School for Merchant Marine Officers, Washington, D.C., announced today that boys and young men between the ages of 11 and 21 years will be allowed to secure practical ship experience on board a training ship of the Academy within the period from July 1, to October 1, 1940. The young men may remain on board ship for the entire period, or for any time they may wish, but not for less than a month. Students who enter for any period less than the full course will receive instruction only in those subjects being taught while the student is on board ship. The purpose of the course is: First, as a foundation for those who wish to become officers in the Merchant Marine, and devote their lives to a career in the service; Secondly, ior those boys and young men who, though not desirous of following the sea, still wish to obtain a general knowledge of ships and the iife afloat. There is no charge for instruction nor for living quarters on board ship. The only required expense is for meals, which are 49 cents. Three meals are served daily. There is no tuition charge for any of the courses offered by the Academy; and no obligation for future merchant marine, military or naval service of any kind is incurred by the yoang men. On Sundays the cadets will be allowed to attend divine services at the churches of their respective denominations on shore. While on board ship cadets will receive free minor first aid treatment when necessary. This is the eleventh annual summer course offered by the Academy and will be under the personal. supervision of the Captain Commandant of the Academy who will be in command of the vessel. During the summer course this year the training ship will be stationed at a New England port. While on board ship the students will follow the regular daily ship routine, and will be given practical instruction in nautical subjects, including seamanship (ship’s work), signaling, rowing, handling, and the- use of motor boats, life-saving, and naval drills. Many of the duties on board ship are performed by the cadets as part of their training. Cadets will also receive instruction in the use of life buoys, first aid, the compass, log, and lead, ground tackle, and the duties of lookouts, as well as the duties of the watch on depk. Due to the fact that the number of accommodations available is limited, those wishing to take advantage of this opportunity should ivrité at once to the AMERICAN NAUTICAL ACADEMY. NATIONAL TRAINING SCHOOL FOR MERCHANT MARINE OFFICERS WASHINGTON, D. C. By Betty Carol Balega The reconstruction of a duplicate of the old and historic Fort Augusta, in Sunbury, has caused state wide interest in Pennsylvania. On Memorial Day, May 30th, time will recede into the past about one hundred eighty years, and the new fort will be dedicated. On the wide and spacious banks of the river Susquehanna during the days of the French and Indian War, Fort Augusta was beyond a doubt, the most important factor in frontier defense. Then Chief Shekilemy, whose profile still frowns down from the rocks of one of the surrounding mountains, ruled supreme over the Iroquois who overran the region. Back goes time to the days of Indian raids on the whites and more friendly tribes; to the numerous and bloody massacres when all that stood between the courageous pioneers and complete annihilation was Fort Augusta. It certainly isn’t a pleasant thought now, is it? Even in motion pictures the war cry of redskins on a rampage has a tendency to make one’s hair stand on end! Yet when I think that old Chief Shekilemy actually lived in Shamokin, my home town, I shudder and breathe a re-instated again, he can do so within 3 years from time of lapse, provided he produces a certificate satisfactory to the Home Office as to his health and provided he pays back all his overdue monthly dues with interest. Such re-instatement shall not take effect until the Home Office notice of re-instatement delivered to the member by the branch. fervent prayer of thanks for Fort Augusta. The services and exercises to commemorate the rise of the new fort are to be extensive, and visitors from over all Pennsylvania and the neighboring states are expected to attend this great and auspicious occasion at Sunbury. Lincoln Post 73 of the American Legion will be actively present at the ceremonies. The replica has been carefully rebuilt under excellent supervision and conforms to the original without a flaw. Fort Augusta, we doff our hats to you, and on this Memorial Day of 1940 silently whisper a prayer for your courageous and honored dead. “A BROKEN HEART” When I think of you I get so lonesome and blue. Gone is cheer, sunshine and gladness, Nothing is left but sadness. I don’t quite believe that you Really meant to be untrue. But I guess it’s best that w« did part, Even though it broke my heart. —Josephine Edvertoski
