Verhovayak Lapja, 1937. január-június (20. évfolyam, 1-26. szám)
1937-03-27 / 13. szám
MARCH 27 1937 PACE 7 would soon be insured tor nearly Two Hundred and Fifty Thousand instead of the original Eighty Thousand ’Dollars. The only reason why 'I do not say Three Hundred and Fifty is because 1 appreciate the fact that many of the one hundred are either too old or tóó unhealthy to consider more protection * and of course there are .always at least a few whose lives are not even worth a measly nickel, or 5 cent piece, ■ and they could most appropriately stand in front of a Woolworth or some other 5 and 10 cent store, place a dime under their right foot, and exclaim las they lifted their left foot up into the air. “NOTHING OVER TEN CENTS”. I only wish that I possessed the ability to say something jor do anything to thoroughly arouse some of our most indifferent Verhovay members out of their prolonged lethargy, and inform them that they can now obtain just as good (if not better) Limited Payment Life and Endowment Insurance from Verhovay as they could obtain elsewhere. DonT wait for some smooth talking salesman to obtain your application for his more costly line of insurance and by all means be most careful that you don’t allow yourself to be hoodwinked by a Step Rate Order that has filed with the state a list of rates of monthly dues which increase each year up to the ágé of EIGHTY (80) and have the audacity to show on their membership certificates only the rates up to age sixty-five and on most of their literature they show the rates up to age fortyfour. Quite a few of their members are under the false impression that the rate of dues will not be increased after the member begins to pay at the age of sixty-five. In several of my previous articles I have tried to show how Verhovay’s level premium rates of.dues with the annual dividends that have been paid each year for some time past and the non-forfeiture cash surrender or loan values, are a great deal cheaper in the end than the crazy step rate idea that has been tried in the past by hundreds of societies and invariably have always been found wanting. VERHOVAY’S ANNUAL DIVIDENDS KEEP THE COST OF HER INSURANCE DOWN TO THE MINIMUM AND STILL CARRIES A MAGNIFICENT SURPLUS THAT GUARANTEES T U E MAXIMUM SECURITY OF THE PROTECTION GIVEN TO THE VERHOVAY MEMBERS. In conclusion, let me say that as long as I believe there are 2 or 3 times as many children as there are adults in our Verhovay home's, I will néver admit that the Verhovay membership is actually wide awake and alert until the Juvenile membership is -at least onehali the total for both departments. If you are top old. too unhealthy, or too crabbed, mean or stingy to have 'your insurance protection' increased, you might at least give your child or grandchild a break and make him Or her (arid them) a member (members) of Verhovay Fraternal Insurance Association.- You can arrange to pay the dues until the child is in position to assume* that. responsibility and as the premium payjng beneficiary, you have complete control of the certificate until the child reaches the age of sixteen. If you obtain a Whole Life or Endowment Certificate for the child you have the option of selecting a Loan Option or even a Cash Surrender Option provided the child is not yet sixteen years of age at which time the child takes control of the certificate. It is my most Fumble opinion that the future success of any reliable fraternal beneficial association depends a very great deal upon the way in which the juvenile department is handled. When we consider the high rate of premiums paid to the insurance companies’ weekly cólectors and also the fact that Verhovay does not limit her membership to any church, political party, nationality, or language you have every opportunity to insure all the healthy white children ( and adults for that matter) in your entire neighborhood, vicinity and district. If you want to earn a little pin money while you are still attending gchőbl, begin at once to obtain members for Verhovay. If you are too old to get employment elsewhere, begin to obtain members for Verhovay and if you send in a sufficient number of applications, no doubt you will be able to make some kind of an arrangement that will assure you an income for a number of years to come. Therefore I adjure you as a loyal Verhovay member to build up and strengthen your Juvenile Branches without any further delay. The twentyfive who sail on the Europa in July have been loyal Third ClaSs Passengers who have been doing the pushing and shoving On to a victorious goal. They will soon be doing the riding and allow1 others to do the work of the Thorough-breds who give all they have to the Organization. HURRY, HURRY and HURRY to make Verhovay BETTER, STRONGER and SAFER for her entire membership. S. Horner Wood ACTUARY *VfrhövöYQk Jhpjo THE FISHERS’ BASTION. One of the most beautiful and interesting spots in Budapest. It is the creation of Miklós Ybl, one of the greatest Hungarian architects. The Fishers’ Bastion is a section of the fortress of Buda and the fishermen used to defend it in ease of an enemy attack. Juvenile Order Monthly Report FEBRUARY, 1937 Number of members ón February 28, 1737__ 10,784 increase 85 SHORT, BUT TO THE POINT A Japanese insurance agent famous for many applications but few words, once made a speech. He told in three-quarters of a minute how he did it. “I go out into country in my car”, he said. “I sée Japanese boy in field. I say, ‘‘Come here.” I say, “You carry life insurance policy?” He say, “No.” I say, "You damfool, sign’.”—(Deputy- Chat.) Nothing is of more value in selling than the conviction that life insurance is the best all-around investment. Do you really believe this? THEIR NEED—NOT HIS When a prospect says, ‘T lave áll the life insurance I íeed,” he is evading the ssue. The point is not how uuch insurance he needs, lilt how much his family would need if he died mddenly. The average man, vhen he is brought face to ace with the realty, will tsually find it necessary to •evise his estimation of vhat is e-nought. In February we had 272 new members. The following branches have 15 or inore new members from Jan. 1 to Febr. 28, 1937 new members In February we had 70 208 members reinstated, stricken from the membership list, and 46 ” transfered to the Senior Order DEATH BENEFITS were paid for: Theresa E. Roller, — died January 24, 1937. Age 3. at Sharpsville, pa. Br. 171. Amount paid $75.00 Class B. Charles Louis Roberts.—died February 5, 1937. Age 1. at Chicago, 111. Br. 96. Amount paid $15.00. Class B. Iréné Fezen—died February 10, 1937. Age 13. at Depew, N. Y. Branch 290. Amount paid $300.00 The following members were transferred to the Senior Order in February, 1937.: OBLIGATIONS P.—“I don’t want to ibligate myself right -now.” A.—“Why, aren’t you mder the same obligation of irotecting and providing fór rour wife and children that II the rest-of us are?” ARE YOU AWARE that the longer YOU PUT IT OFF INSURING YOUR LIFE the more IT WILL COST YOU Ando, Esther Bakos, Helen Biro* John Jr. Biro, Stephen I. Bodonyi, Vincent' Gabor Changey, (Csongef) - Eugene Gsubak. Alexander Dudás, Eugene Gyürke, Nicholas Jr. Kacfemar, Margaret Kadar, Alexander Jr. Karmis, Valter Kovács, Anna Kovács, John Lamperth, William Madarasz, Stephen Mathe, Mary Mondok, Irene Mulató, Emery Jr. Opalko, George Jr. Papai, John Papp, Esther Rohaly, Frances Sc-hmidt, Joseph Somody, Mary Margaret Stofko, Elizabeth Szabó, Ethel Szedlak, Emma Szeman, Dorothy . Szeman, Helen Szőke, Stephen I. Toezky, Stephen Toth, Stephen Turda, Ella Tuza, Frank Ü2Sonyi, Aranka Vadászi, Andrew Varga, Frank Wozniak, Stella Budash, Helen M. Földi, Frank Jr. Gall, Louis Lorinez, John Jr. McKee Arlene Elizabeth Popp, Julius Revesz, Margaret