Fraternity-Testvériség, 2001 (79. évfolyam, 1-4. szám)

2001-04-01 / 2. szám

FRATERNITY

Page 9

AFFORDABLE JUVENILE INSURANCE PLANS

Why buy insurance for a child?

Annuities:

• Premiums are much more affordable. The younger the child, the less the premium.

• Guaranteed eligibility for more insurance in the future regardless of health.

• Premiums remain unchanged over time.

• Policy cannot be cancelled, except for nonpayment.

Why Buy Insurance from the HRFA?

• A non-profit fraternal benefit society, the HRFA has been providing insurance protection to its members since 1896.

• Membership means eligibility for loans, student aid grants, scholarships, and fratemal/cultural activities.

What Types of Insurance Coverage are Available?

• Juvenile Term, 20-Payment Life, Single Premium Whole Life, and Annuities.

Compare these Rates for Our Most Popular Juvenile Plans:

The table below shows annual premium for $10,000 of Term and Whole Life Plans.

Juvenile

20-Pay

Single Premium

Term

Life

Whole Life

Age

l

$17.50

$62.50

$710.00

5

17.50

69.80

760.00

io

17.50

82.00

870.00

15

17.50

96.30

1020.00

Term Insurance: The policy can be coverted to a Whole Life plan without any medical examination or proof of good health.

All whole life plans have cash values that are available to meet future financial needs of the child.

• Flexible Deferred Annuity requires a minimum deposit of $300 to start. After the initial minimum deposit, no further deposits are required. However, additional deposits may be made, the minimum being $25.00 for any single deposit.

• Single Premium Deferred Annuity requires a minimum deposit of $3,000 but no further deposits can be made.

Effective October 1,2001, the interest rate for annuities is 6.25 percent. This rate is guaranteed for the first year!

Take advantage of this excellent yield by purchasing an annuity with the HRFA - NOW!!!

For information, call your local representative or the Home Office at 1-888-KOSSUTH (567-7884).

oi/ou aw cewdia/Ay tn intedto attend tAie 42nJ Aiaej/yar d/d>1e.MnA d$a/

odAi/naawan d/dteátant dd>a//

tddcw tAe Aenefit o^ tAe (ddcAo/a nsAi/t ddund tddridaAf j oAAvemAe-n 9, 2001 atiewe/i o'cdoeA

dtoryne Q/Aia-n&r1515 dAloute 23

Way ne,

Odow infenrnutiewi/WAe/"veitumA cad:

Q/ítiM d/d'Ki/da oddenyady at 732-381-6413 O', dde/K áftefan oM. ádwA at 732-442-7799