Fraternity-Testvériség, 1983 (61. évfolyam, 1-4. szám)
1983-04-01 / 2. szám
FRATERNITY Page 7 for inviting me to be the speaker on numerous occasions; to the members of the Hungarian American Press for helping us with our promotional work; to Margaret, my wife, who in working on part time basis has helped prepare the material for computerization; and wish to express my appreciation and thanks to Bela Toth, my secretary who always knew what should be done when, always knew where anything was when needed and who assisted in all my duties. THUS with the help of God and the cooperation of many, we have concluded a year in which we did our best to live up to the motto “Promote Frater- nalism Through Change.” In the year of 1983 these changes will be enacted resulting in the revitalization of our society. But, in order to achieve this goal, we will require the utmost cooperation of the Board of Directors, Field Force, every representative on branch level and each and every member. Our motto is still pertinent: “If God be for us, who can be against us?” (Romans 8:31) Respectfully submitted, Imre Bertalan President Vice Pres.-Secretary’s Report for the Year of 1982 Dear Fellow Directors: The results of our efforts for the preceding year of 1982 are covered in the various statistics being herewith reported. As we closed 1982 with a special convention, it has been necessary to regroup and find our direction for the future. What transpired in 1982 is now history. Other than giving an accounting of the statistics, it is now time to look to the future with new hope and determination. RULES AND REGULATIONS In 1982 we again saw many changes in the insurance industry. The rules and regulations from the various states continue coming in regarding changes in requirements and procedures. All states are adopting the new readability policies as have been issued in Connecticut since 1981 and New York, which became effective July 1, 1982. Other states are following and our policies have been submitted to them for approval. It is hopeful that they will be accepted without change, otherwise, we will be faced with a large expense in printing new policies for states making changes. The disclosure and cost index comparisons are making there way on the scenes. The latest being New York state. It is necessary that our agents receive instructions on completing those forms and give them to the applicants. The preliminary form must be given to the applicant along with a buyer’s guide report upon securing the application. The cost index comparison must be given prior to or with the delivery of the policy. The ten day free look is being required in more states. This gives the insured ten days after delivery of the policy to review it. He can cancel it within ten days and receive a refund on all monies paid. BRANCH MEETINGS This is still a matter of much concern as our branches are not complying with Paragraph 56 of the by-laws. Only a few of the branches sent in minutes for 1982. By not having their meetings and getting together, it reflects in the lack of support being given to our Bethlen Home and the Student Aid Fund. A much stronger directive from the board would be in order to emphasis the importance of these meetings. This will enable us to maintain our tax exempts status and help fulfill our fraternal and charitable objectives. CONSOLIDATION During the past year, additional meetings regarding the consolidation were held. The Special Convention held on November 27, 1982 voted against the consolidation and the time and effort put into it are now behind us. We must all try to chart our future course of action and work diligently to get new field workers to enable us to have a growth in our membership rolls.
