Fraternity-Testvériség, 1964 (42. évfolyam, 1-12. szám)

1964-11-01 / 11. szám

6 FRATERNITY PROBLEMS ABOUT SOCIAL SECURITY Question: My father died in 1960. He was drawing Social Security. My sister, who is 39 years of age and never married, was his dependent. She had a serious illness when a small child that left her with partial paralysis of the hands and a serious impediment of speech. She could never hold a job. The Social Security man in the rural neighborhood where she lives refuses to give her help. Who should I go to next about this matter? Answer: If your sister suffered a total and permanent disability before her 18th birthday, she can insist that her applicaiton be taken. Contact her nearest Social Security District Office and insist on an application being taken so that an official determination can be had. Question: I am unable now to run a drill press. I was born in January 1915. I was working when Social Security first came out. But since 1950 I worked 3 years at one job and almost 6 years at another. I am separated from my husband. Would I be entitled to any of his Social Security? Answer: It appears that you have worked long enough to be fully insured and may file your application at age 62, subject to a 20% reduction. Also, you would be eligible for benefits on your husband’s record. However, you would not get both benefits but the larger of the two. Of course, as a wife, you would be eligible for a reduced amount based on Vz of your husband’s amount. Question: If a man retires at 65 years, his wife is 52 years old, and they have a 17-year-old son in high school, how long can the wife draw Social Security? Answer: Until the month before the son reaches age 18. The wife can resume payments at age 62 at a reduced rate. Question: My husband was 62 on his last birthday. He has worked in the shipyards for 20 years. He now wants to take his Social Security at 62 instead of waiting until he is 65. How soon can he apply? Answer: He can file now. He can receive a benefit for the first month his earnings do not exceed $100.00. He may receive payments also back to and including January 1964, if he has not exceeded $1200.00 in wages. Question: If a husband and wife have both been working for several years, have had Social Security taken out, will they each draw on their own Social Security when they retire? Answer: A wife may receive Social Security benefits on her own work record or she may receive a benefit equal to Vz the amount her husband receives. She will receive the larger of the two benefits. Question: I had neighbors who came from Germany about six years ago, only with the intention of working in the U. S. A. until they are 65. Then they plan to go back to Germany and retire on their Social Security. Can this be done? She is 56 and he is 58 years old. Answer: If your friends work in the U. S. A. until they are 65, they may receive their benefits in West Germany, but not East Ger­

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