Fraternity-Testvériség, 1961 (39. évfolyam, 1-12. szám)
1961-05-01 / 5. szám
FRATERNITY 5 PROBLEMS ABOUT SOCIAL SECURITY Question: My parents are in their 70’s. My dad has worked as a church clerk for 26 years. Can they receive any social security benefits? Answer: Persons working for non-profit organizations come under social security voluntarily. If your father and two-thirds of the employees of the church elect to be taxed for social security and the church agrees to pay the tax, he could receive benefits when he has enough coverage to be fully insured. Question: A widow is drawing a social security benefit cf $64.00 per month. Her son, age 17, is also receiving a benefit. When the son becomes age 18, will she lose ail her payments? Answer: The widow’s benefits and those of her son will stop with the month before the month in which he attains age 18. The widow may receive her widow’s benefit again at age 62 if she does not remarry. Question: In one of your previous issues you stated that for every $80 over $1200 earned by a beneficiary in a year, cne month’s check is forfeited. I retired in March of this year and earned $1286 before I retired. I had to forfeit two checks. Is this right? Answer: Yes. For every $80 or any part of $80 over the $1200 you lose one month’s check. If you had made $1200.01, you would have forfeited one check. Question: My husband will be 65 in June 1953, and has paid in since social security started. He is in poor health now and may have to quit work. If he does, and is eligible for disability, will he draw as much as if he waited until 65? Is anything allowed for doctor bills? Can I draw at 62, and will I also get widow’s benefits? Answer: If he retires before 65 and is found eligible for disability benefits, the amount he draws will be the same as if he were 65. You will become entitled to wife’s benefits at 62 only after your husband becomes 65. You will also be entitled to widow’s benefits. The amount of benefits payable will depend upon his average monthly wage. There is no allowance for doctor bills. Question: My father, who was born in 1894, worked under social security from December 1940 to December 1943, and the rest of the time for the railroad. Will he be entitled to social security at 65? Answer: No, but his social security wages will be added to his railroad compensation to determine railroad retirement. Question: I worked under social security from 1937 until 1944. Will I be eligible for social security at age 65, and about how much would I receive? Answer: Whether or not you have worked long enough to be eligible for social security benefits at 65 depends upon when you will be 65. The amount of your benefit, if you are entitled to one, will depend upon your average monthly wage from 1937 until the time you become 65, with five years of low, or no income, dropped in that period.
