Fraternity-Testvériség, 1960 (38. évfolyam, 1-12. szám)

1960-11-01 / 11. szám

6

FRATERNITY

PROBLEMS ABOUT SOCIAL SECURITY

Question: I retired from the railroad in 1952, and my wife and I draw benefits from railroad retirement. I have worked since then under social security. Can I draw social security without losing my railroad retirement?

Answer: If you have worked long enough to be insured under social security, you can draw a benefit from this without losing your railroad retirement. Your wife will also be eligible for one-half of your social security benefits.

Question: My husband and I are both receiving the maximum social security. He has a part-time job offered to him at about $1200 a year which he intends to accept. Can I also work and receive $1200 or less a year and still receive all my checks?

Answer: Yes.

Question: I made the maximum each year to March 9, 1956, when I became totally disabled. I was awarded social security disability payment of $103.50 a month. Is this correct?

Answer: Yes.

Question: My father who is 75 receive as his only income $53.00 a month from social security. After taking care of him for 17 years, I find it necessary now to place him in a nursing home. Could he collect old-age benefits to help with this added expense?

Answer: Your father may be eligible for old-age assistance from your local Department of Public Welfare. You would have to contact them to learn if he meets the requirements for any assistance from them.

Question: When I filed for benefits in 1957 I estimated my earnings for the year to be $1500.00; however, now that the year has ended, I find that my total was only $1000.00. Will the checks withheld, based on my estimate, be restored?

Answer: Yes. You should call at the social security office to complete an Annual Report of Earnings. The four checks which were withheld will be mailed to you, since your earnings were less than $1200.00 during the

year.

Question: My daughter will be 14 years old when I reach age 65. Will she be eligible to receive payments if I retire at age 65?

Answer: Yes, you may be entitled to receive payments for your daughter until she reaches age 18.

Question: My husband is retired, receiving $88.90 per month social security. I am 61 and working. Upon the death of my husband, would I be entitled to the same he is receiving at the present time or just a lump sum death benefit? Also, what amount would I receive upon retirement at age 65?

Answer: You would receive a lump sum death payment of $255.00 if you and your husband are living together at his death. When you retire you can receive a widow’s benefit equal to three-fourths of your husband’s monthly benefit amount or your own benefit based on your wage record, whichever is the larger amount.