Fraternity-Testvériség, 1945 (32. évfolyam, 1-12. szám)

1945-05-01 / 5. szám

14

TESTVÉRISÉG

EXPECTED AND ACTUAL MORTAL ITY ON GROSS AMOUNT AT RISK

f Expected mortality on gross amount

at risk _____________________________ $242,883.00

Total Death losses incurred during the year determined as follows: Death losses paid during the year including the commuted value of installment death losses $120,805.33 (item 1, pange 3 of annual statement), plus such death losses unpaid Dec.

31 of current year $22,00 (line 1, cols. 1-4 incl., page 5 of annual statement), and less such death losses unpaid December 31 of previous year $6,250 (line 1, cols. 1-4, incl., page 5 of annual statement for said year), giving actual mortality on gross

amount of risk __,__________________ $136,555.33

Ratio per cent of actual (item above) to expected mortality on gross amount at

risk during 1944 ____ 56.2%

1943 ________ 54.8%

1942 ________ 52.7%

1941 54.7%

1940 ________ 58.4%

INTEREST INCOME FROM INVESTMENTS

(Excluding items belonging to general or expense funds)

Interest, dividends and rents received

during the year ----------------------------------$74,572.02

Add the excess of interest and rents due and accrued over interest and rents paid in advance December 31 of current year determined ----------------------------------------------- 14,584.88

Total ____________ $89,156.90

Deduct the excess of interest and rents due and accrued over interest and rents paid in advance December 31 of previous

year _________________________________ 14,903.05

Interest earned during the year_____ 74,253.85

t Investment expenses paid during the year $5,256.54, giving incurred investment expenses (averaging .25 per cent of mean

ledger assets) _________________________ 5,256.54

Net Interest (including rents) on Invest- men ts^ of benefit funds (3.31 per cent of mean ledger;) assets less one-half of net interest

income from investments) _______________ 68,997.31

Net rate of interest earned on benefit

funds during 1944 _____________________ 3.31%

1943 ___________________ 3.74%

1942 3.90%

1941 3.83%

1940 3.75%

Instructions for Calculating Expected Mortality on the Gross Amount of Risk.

(a) $230,338.00, qx_|_n times insurance in force Dec.

31 of previous year.

(b) 250,768.00, qx_|_n times insurance in force Dec.

31 of current year.

(c) 4,659.00, qx-|_n times Death losses incurred

during the current year less reserve liens and interest thereon.

(d) 485,765.00, Sum of items (a), (b) and (c), above.

Divide item (d), by two to obtain;

(e) 242,883.00, Expected gross death losses during

the current year.

(f) The above calculations were made on basis of Am. Exp. and Stand. Ind. tables of mortality.

State of New York County of New York

Frank E. Gerry, being duly sworn, deposes and says that he is the actuary who made the foregoing computation and answers to the questions above set forth concerning the condition of Hungarian Reformed Federation of America as of December 31, 1944, and that the same are correct and true to the best of his information, knowledge and belief.

Subscribed and sworn to before me this 23 day of February, 1945.

SYLVEN SALTZER Notary Public.

(Signed) FRANK E. GERRY, Actuary.

Közli: Kecskeméthy József igazgató

I. Az egyes egyházi csoportok adományai 1945 április végéig. Az Ev. és Ref. Egyház Magyar Synodjának Keleti Egyházmegyéje fenntartási alapra 177.00, épitésre 50.00. A Közép Egyházmegye fenntartásra 222.76, épitésre 45.00. A Tóparti Egyházmegye fenntartásra 145.50. A Nyugati Egyházmegye fenntartásra 74.00, épitésre 40.00. A Presbiteriánus Egyházhoz tartozó magyar gyülekezetek fenntartásra 227.73, épitésre 40.00. A Független Egyház Keleti Egyházmegyéje fenntartásra 261.98, épitésre 67.00. A Nyugati Egyházmegye fenntartásra 88.00. A N. East Ohio Synod magyar gyülekezetei fenntartásra

21.00, épitésre 1000.00. A S. West Ohio Synod magyar gyülekezetei fenntartásra 192.74, épitésre 5.00. A S. Wisconsini Synod magyar gyülekezetei fenntartásra 20.00.

A különböző egyházi csoportoktól árvaházi vasárnapokon önkéntes adományokként, vagy koszorumegváltások fejében áprilisban beküldött összegeket hálásan köszönöm meg a magam és Intézetünk lakói nevében. A még adományt nem küldött vagy később küldendő csoportok és testvéreknek pedig Intézetünket szí-