Hungarian Heritage Review, 1986 (15. évfolyam, 1-12. szám)

1986-01-01 / 1. szám

JANUARY 1986 HUNGARIAN HERITAGE REVIEW Preparing ^onr future- by -ALEXANDER HODY, Agency Manager William Penn Association # Q ‘ ScÄ1 TIDBITS IF you can keep your head when all about you Are losing theirs and blaming it on you, IF you can trust yourself when all men doubt you, But make allowance for their doubting too; IF you can wait and not be tired by waiting, Or being lied about, don’t deal in lies, Or being hated don’t give way to hating, And yet don’t look too good, nor talk too wise; IF you can dream — and not make dreams your master; IF you can think — and not make thoughts your aim. IF you can meet with Triumph and Disaster And treat those two impostors just the same; IF you can bear to hear the truth you’ve spoken Twisted by knaves to make a trap for fools, Or watch the things you gave your life to, broken, And stoop and build ’em up with worn out tools: ***** IF you can make one heap of all your winnings And risk it on one turn of pitch-and-toss, And lose, and start again at your beginnings And never breathe a word about your loss; IF you can force your heart and nerve and sinew To serve your turn long after they are gone, And so hold on when there is nothing in you Except the Will which says to them: “Hold on!” IF you can talk with crowds and keep your virtue, Or walk with Kings — nor lose the common touch, IF neither foes nor loving friends can hurt you, IF all men count with you, but none too much; IF you can fill the unforgiving minute With sixty seconds worth of distance run, Yours is the Earth and everything that’s in it, And which is more — you’ll be a Man, my son! — BY — RUDYARD KIPLING [1865-1936] Dear Reader at our last visit we were discussing “IRA” the Individual Retirement Anniuty for a very good reason — It is IRS time and consequently, it is time for the start of your own tax deductible, individual pension fund. Today, I am inviting you to join me on an Insurance Safari, starting our trip at your doorstep. We would like you to join up as partners and learn as much of our industry as you can possibly absorb comfortably. Since the longest journey too, started with the first single step — without any further delay, let us begin. When we think of Family and/or Individual security, we have two great fields to con­sider and cover. 1. Starting with a new family and usually ending when years later our children are on their way and providing for themselves. I would say that these years are between ages 20 through 50, which years I would title as “You and Your Family” period. 2. Starts, when the first great period has ended. We have helped our children to form their own families and now we will have to concentrate on our own future including of course the ever-getting-nearer — retirement! This is a very impor­tant time and I would call it the “You and Your Future” period. The first segment of time is the active, the creative, and be sure of it, the difficult years. Usually, we are going into adulthood with dreams and hopes and are very busy with life. The trouble is that often we are more concerned with the “living it up” rather than the “planning for it” concepts. So many of us, not leaving or better yet, giving enough consideration for the second part. When we are healthy and all goes in their natural state of ways, there are three periods to a life span: a. Childhood — time for games and prepartions. b. Active Adulthood — time for family and accumulations. c. Our Golden Age — time for taking accounts and preparing for the graceful decline. Whether we are professionals or dependent on our physical trades for providing, without exception, will fit into these three categories. There are two problems which we have to confront in life and they are: DYING TOO SOON OR LIVING TOO LONG! In the first case we have no time left for providing for those we love and if we live long, and have not provided for it, we will face the awful penalty of being forced to accept charity. I will assume, that most of us considers himself herself to be an authority at a chosen field while we have to accept the fact that we are dependent for advise, on others. This is well. Therefore, when it comes to our financial security and setting up our own portfolios, what we have to do is search, listen, evaluate and consider! There is no other place in the world where there are such fine financial institutions and counselors, that right here in these United States. Here, the highly trained professionals offering themselves to you and without any obligations are ready to serve your needs. If you would like to contact me for further and/or any immediate information, please call our New Jersey Agency at (201) 249-7752 or write to me at 216 Somerset Street, New Brunswick, New Jersey 08901. Better yet, stop in to chat with me in the event you are in the neighborhood. “We thought you would like to know . . At William Penn Agency in New Jersey we have set the following code of ethics for our operation. . . 1. We will uphold the standards of our Association. 2. We will hold our industry in high esteem and strive to enhance its professional prestige. 3. We will at all times, maintain high company standards of moral responsibility, character, and business integrity. At all times, we will practice fairness, frankness and honesty in all of our work, advertising and in all forms of transaction with the general public while remaining true and fair in dealing with other respectful companies of our industry..................................................................

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