1987. Különkiadvány, 1987.10.01 / HU_BFL_XIV_47_2
fc- A minimum pension, set at the subsistence level, must be guaranteed alsó to disabled citirens belov retirement age. A partial pension ahould be paid in tbe case of partial disability. The degree o£ disability tbat qualifies fór pension cannot be left at 66 percent, because in regions where jobs are acarce already a person vitb 50-percent or lover disability is unable to f ind employment.- The supplementary pensions paid to recipient6 of decorations and to holders of honorific title6 must be separate from actual pensions, because such supplementary payments cannot be cbarged to tbe social-security budget. Let tbe agency that avarded tbe decoration, or proposed the recipient fór tbe bonor, pay tbe supplementary pension from its ovn budget. The pension bili tbat is being drafted vould cover pension increases from tvo main sources: (1) a rÍ6e of tbe retirement age, vhich in part vould savé benefits and in part vould produce more social-security revenue; and (2) an increase of tbe social-security contribution's rate by a percentage point.- We ought to consider vhetber it might perbaps be sufficient to encourage full-time vork pást retirement age, instead of raising the retirement age.- We believe it vould be fair, and vould alsó produce more revenue, to make tbe one-percentage-point increase in the social-security contribution's rate an average. Tbe increase vould nőt apply at all to vages and salaries close to the subsistence level, vbile the rate on bigher vage6 and salaries vould increase by more than one percentage point.- On the other bánd, tbe scbeme contained in the bili on a personal income- taz system, vhich is about to be passed, is unacceptable. It includes alsó the pension in tbe tazable income of a retired person vbo takes a part-time job. Tbe retired person has already paid his taxes as an employee. Eis pension is nőt név income, merely the yield on the amounts tbat vere vitbbeld from his pay. Tazing pensions is unlavful. The pension system must be converted intő a system of retirement insurance in tbe long term.- The premiums credited to an employee's retirement insurance account are a time deposit. Upon retiring or reaching retirement age, tbe employee may freely dispose of tbe totál, including accrued compound interest. (He can convert the totál intő an annuity, or vitbdrav it.) The Btate vili have to guarantee interest on tbe premiums, at rates tbat compensate fór inflation.- Tbe amount of the prémium on mandatory minimum retirement insurance must be set so that, after 35 to 40 years of service, the retiree is paid at lea6t the cost of living over a period of 15 to 20 years. The employer's sbare of tbe prémium vili have to be determined by statute.- In addition to mandatory retirement insurance, the employee should have the option to buy supplementary retirement insurance if he so chooses. To retain their employees, the vorkplaces operating at a profit vould assume a 6j« 43
