Bethlen Almanac 1999 (Ligonier)

The Hungarian Reformed Federation of America

The Board resolved:

That the work and direction of the Organizational Changes and By- Law Committee be endorsed as outlined/illustrated in the current flow chart, and the Committee be asked to continue its work and further develop the proposal as outlined.

>■ That the mortgage lending policy be retained at 70% of the appraised value of the property. The duration of the lending period and the maximum principal will remain at a 15-20 years and $150,000 maximum.

That as a condition for loan approval all property for mortgage loans should be appraised by a licensed real estate appraiser at the applicant’s expense.

>- That intensive training seminars be conducted in the year 2000, holding them before or after the board meeting. These meetings should also provide time for intensive training and include a motivational speaker.

>■ That the National Secretary use the services of Jay Schenk, Marketing and Sales Director, and schedule in-depth visits with each branch to evaluate the present status of the branch and to encourage new ways to increase activities and membership.

>- That the minimum face value of the new benevolent life policy be $2,000 and the maximum $5,000.

That the Federation only offer our current riders to the new CKA policies, namely, waiver of premium disability and accidental death.

>■ That our districts adopt the following minimum goals for new juvenile certificates in the year 2000: New York-Connecticut: 20; New Jersey, Eastern Pennsylvania, Washington, DC: 60; Western Pennsylvania, West Virginia: 30; Ohio: 45; California, Illinois, Indiana: 35; Michigan: 30.

>- That in celebration of the new Millennium in the year 2000, the HRFA should offer its members $3,000 of additional face value insurance, without the need for mandatory medical examination. (We reserve the right to request medical examination if needed.)

>■ That the $25.00 for flower arrangements for our deceased members be increased to $35.00.

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